If you know a few friends who need bank accounts, the Chase Refer A Friend program has some of the best earning potential among all of its coupons.
Existing Chase customers can earn $50 cash back for each new Chase checking account that signs up from your referral link.
The best part of this promotion is that it doesn’t expire, and you can take advantage of it up to 10 times per calendar year.
Keep in mind that Chase has a Refer-A-Friend program for most of their accounts and credit cards, and the amount of the bonus (and whether it's cash or points) can vary depending on which your friend signs up for.
As an example, here are some of the accounts you can refer friends to, along with their reward:
Your Friend Opens a... | Reward Per Friend | Max Per Year |
---|---|---|
Chase Total Checking®, Chase College Checking℠, Chase Premier Plus Checking℠, Chase Sapphire℠ Checking, Chase Private Client Checking℠, Chase Secure Banking℠, and some Chase legacy checking accounts such as Chase Better Banking® Checking, Chase Premier Checking℠, or Chase Checking℠ | $50 | $500 |
any Chase Freedom® credit card | $100 | $500 |
Chase Sapphire Preferred® credit card | 20,000 points | 100,000 points |
any Southwest Rapid Rewards® credit card | 20,000 points | 100,000 points |
any United MileagePlus® credit card | 20,000 points | 100,000 points |
British Airways Visa Signature® credit card | 10,000 Avios | 50,000 Avios |
any Marriott Bonvoy™ credit card | 40,000 points | 200,000 points |
any World of Hyatt card | 5,000 points | 25,000 points |
any Disney® Visa® Card | 100 Disney Rewards Dollars | 500 Disney Rewards Dollars |
IHG® Rewards Club Premier credit card | 10,000 points | 50,000 points |
any Chase Ink® card | 20,000 points | 100,000 points |
Starbucks® Rewards Visa® Card | 2,000 bonus stars | 10,000 bonus stars |
How To Earn The Bonus
The Chase Refer-A-Friend promotion requires you to use a referral link in order to earn the up to $500 bonus.
Full requirements to receive this bonus are:
- Enter your information on the program page linked below.
- Share your unique URL with friends using the Chase Mobile App, sending your URL directly, or using the "email friends" feature found on the program page.
- Bonus will be credited to your account within 8 weeks after your friend signs up.
Open a Refer-A-Friend account before the bonus expires
The fine print
- In order to receive credit for the referral, your friend must apply via the link you provided. If the link is mis-copied in any way or if your friend applies using a different page, you will not receive credit.
- A Chase Total Checking® account can be opened online by the referred friend. If interested in another type of checking account, your friend should take their coupon to a branch and talk with a banker.
- Your friend must be a new Chase checking customer. Not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
- You can refer as many friends as you like, but each account/card has a maximum rewards cap (for Chase Total Checking®, the cap is 10 referral bonuses per calendar year). The limit will be shown on the offer page you'll be directed to after inputting your information on the page linked above.
- If you have more than one Chase card that is part of the Refer-A-Friend promotion, you'll need to send referrals separately from their respective product pages. You cannot refer multiple cards from the same page.
- Your account and your friend's account must be open and in good standing at time of payout.
How does this personal checking offer from Chase compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Why Chase Bank?
Chase Bank is one of the largest banks in the U.S., and one of our top picks for national banks. You'll have access to more than 4,700 physical branches, 16,000 ATMs, and a well-liked mobile app that makes it easy to skip both (it averages 4.8 stars in the App Store and 4.4 stars on Google Play).
Chase offers everything from credit cards, home and auto loans, personal accounts, business and commercial products, and investment products under their J.P. Morgan umbrella.
Like most of the national banks, their rates aren't great, but their product breadth makes it easy to conveniently bank all at one place.
Plus, when it comes to bank bonuses and coupon codes, Chase has some of the best out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers.
Learn more in our Chase Bank review
Chase Total Checking®
This is Chase's most popular checking account, and it's a solid choice if you want a straightforward, basic checking account. The account does, however, charge for checks and for using ATMs outside of Chase's network, nor does it offer interest on your account balance.
Fees
Chase Total Checking® does charge a monthly fee of $12, but there are ways to get this waived:
- Make at least $500 in electronic deposits each month
- OR, maintain a minimum beginning balance each day of $1,500
- OR, maintain a minimum beginning balance each day of $5,000 in any combination of this account and linked qualifying Chase accounts
Apply now for a Refer-A-Friend account to earn the $500 bonus offer
Chase Bank Locations
You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.
Fortunately, Chase has more than 4,700 branches in the United States.
Get a better idea of how well Chase Bank can serve you by checking out their branches closest to your area:
118 East Grand River
Fowlerville, MI 48836
7 West Main Street
Riverhead, NY 11901
203 East Berry Street
Fort Wayne, IN 46802
1475 Ruben M. Torres Boulevard
Brownsville, TX 78521
4011 San Pedro Avenue
San Antonio, TX 78212
3800 East 42nd Street
Odessa, TX 79762
6300 Harry Hines Boulevard
Dallas, TX 75235
200 South Tenth Street
Mcallen, TX 78501
111 S Garland Ave
Garland, TX 75040
700 East Main Street
Grand Prairie, TX 75050
990 North Walnut Creek Drive
Mansfield, TX 76063
600 Bailey Avenue
Fort Worth, TX 76107