Capital One Promo Codes

Capital One is a leading bank that provides credit cards, auto loans, and bank accounts, but to top it off, they offer great Capital One promo codes to earn extra bonus cash or miles.

As the fifth-largest credit card issuer and second-largest auto financier, Capital One is one of the biggest financial institutions in the US.

In this post, you’ll learn everything you need to know about promo codes and account bonuses that you can get when signing up with Captial One.

In This Article

Best Capital One Promotions & Bonuses

Unfortunately, Capital One isn’t currently running any signup bonuses or promotions, but not to worry.

Bonuses tend to pop up regularly, and we’ll keep this post updated as new ones come about.

Here’s a look at some recent bank promotions from Capital One to give you an idea of what you can expect to see in the future from the bank.

360 Checking – up to $400

360 Checking is Capital One’s flagship checking account and comes with no monthly fees, a debit card, and access to online banking and the mobile app.

The most recent promo allowed new Capital One account holders to earn up to $400 with a specific promotional code. Here’s a look at each bonus tier and how to earn them.

$400 Bonus (Expired 1/26/21)

  • Promo Code: BONUS400
  • Availability: Nationwide
  • Qualifying Requirments: Make two direct deposits totaling $1,000 or more within 60 days of account opening
  • When you’ll get it: Within 60 days after qualifying for the bonus, the reward will be deposited into your account.

$250 Bonus (Expired 1/26/21)

  • Promo Code: UPTO250
  • Availability: Nationwide
  • Qualifying Requirments: Make at least $1,500 in purchases with your debit card in the first 90 days after account opening.
  • When you’ll get it: Within 60 days after qualifying for the bonus, the reward will be deposited into your account.

$100 Bonus (Expired 1/26/21)

  • Promo Code: N/A
  • Availability: Nationwide
  • Qualifying Requirments: Spend at least $300 with your debit card within 90 days after account opening.
  • When you’ll get it: Within 60 days after qualifying for the bonus, the reward will be deposited into your account.

360 Performance Savings – up to $500

Capital One offers a great option for a high-yield savings account, fee-free. It only takes a few minutes to open an account online and you will earn competitive rates.

$100 to $500 Bonus (Expired 6/10/20)

  • Promo Code: SCORE500
  • Availability: Nationwide
  • Qualifying Requirments: During the initial funding period (10 days after opening), make total deposits between $10,000 and $50,000, and earn a $100 bonus (up to $500) for every $10,000 that is maintained for 90 days following the end of the funding period.
  • When you’ll get it: Within 60 days after qualifying for the bonus, the reward will be deposited into your account.

Capital One Referral Bonus – up to $100

Disclaimer: Capital One Refer a Freind is Temporarily Down

The referral program applies to both 360 Checking and 360 Performance Savings, with different bonuses for each account.

Here’s the rundown of what the promo looked like before it went down.

$25 to $100 Bonus

  • Promo Code: N/A — No code needed, but you’ll need a referral link to get the bonus.
  • Availability: Nationwide
  • Qualifying Requirments: For savings, you can earn $25 with an initial deposit of $250 to $9,999 and $100 with a deposit of $10,000 or more. Checking requires an initial deposit of at least $250, plus 3 debit card purchases within 45 days after opening.
  • When you’ll get it: Within 60 days after qualifying for the bonus, the reward will be deposited into your account.

Credit Card Bonuses

Capital One gives you the option to see if you are pre-approved for a credit card with no impact on your credit score.

If you get that pre-approval, you could apply for some great rewards credit cards to increase your borrowing power.

Venture Rewards – up to 100,000 Bonus Miles

Venture Rewards is Captial One’s primary travel rewards card. It earns unlimited double miles and has a $95 annual fee, and you can get 100,000 bonus miles when you sign up for a new card.

To get the bonus, you will need to spend $20,000 or more in your first twelve months after account opening, if you do not anticipate spending that much, you can still earn 50,000 bonus miles by simply spending $3,000 on purchases in the first 3 months.

Quicksilver Rewards – $200 Bonus

Quicksilver is a cash rewards card that earns unlimited 1.5% cash back, plus a $200 sign-up bonus when you spend $500 or more on purchases in your first three months.

Quicksilver has no annual fee and also comes with a 0% intro APR for 15 months.

Refer A Friend

Even though the referral program is down for accounts, you can still earn by getting your friends and family to sign up for a new credit card.

Each bonus depends on the particular card, but you can earn up to $500 total per year in referral bonuses.

Capital One Promo Codes: An Overview

In recent years, bonuses with Capital One have centered around its two main accounts — the Capital One 360 checking account and Capital One 360 Performance Savings account.

Both accounts are fee-free, and past bonuses have been available for opening a new account and bringing in new customers through referrals.

Capital One also runs intro incentives on most of its credit cards. Here’s a quick overview of the most common bonuses you can expect to see from the bank.

Sign-Up Bonuses

A sign-up bonus is a type of reward you earn for opening a new account with a bank and can vary in the requirements needed to get one and the level of payout you can receive.

Sign-up rewards with Capital One usually come in the form of a cash bonus deposited directly into your new account.

The requirements can vary slightly but usually consist of making a minimum new money deposit or qualifying purchases, and you’ll generally need a promo code to take advantage of.

Referral Bonuses

Referral bonuses reward current customers for bringing new business to the bank.

With a referral code or unique link, friends and family can sign up for a new account, and the bank will reward you, and often the person you referred, with cash back or other rewards.

With Capital One, the referral bonuses tend to be a lot smaller than initial sign-up rewards but have a high potential for reward stacking if you have a large network of people looking for a new bank account.

Credit Card Bonuses

They don’t require a promo or coupon code, but you can take advantage of some of the best sign-up bonuses that Capital One has to offer through its credit cards.

Like most credit cards, you’ll need to meet certain spending requirements within the first few months after signing up for a new card to get an intro bonus.

Top Alternative Promo Codes

If you aren’t interested in waiting around for Capital One promo codes to pop back up, take a quick look at some of the best bank bonuses out there that you can take advantage of today.

Chase

BankBonusExpiresRequirements 
Chase Bank LogoChase Chase Business Complete Banking℠ $300 January 20, 2022
  • Minimum Balance
  • Card Spend (Optional)
Chase Bank LogoChase Chase Total Checking® $225 January 19, 2022
  • Direct Deposit
Chase Bank LogoChase Ink Business Unlimited® $750 N/A
  • Card Spend
see all bonuses

Bank of America

BankBonusExpiresRequirements 
Bank of America LogoBank of America Advantage Banking Account $100 December 31, 2021
  • Direct Deposit
Bank of America LogoBank of America Customized Cash Rewards $200 N/A
  • Card Spend
see all bonuses

TD Bank

BankBonusExpiresRequirements 
TD Bank LogoTD Bank Beyond Checking $300 N/A
  • Direct Deposit
TD Bank LogoTD Bank Personal Savings Account $200 November 30, 2021
  • Minimum Balance
TD Bank LogoTD Bank Convenience Checking℠ $150 N/A
  • Direct Deposit
see all bonuses

CIT Bank

Capital One Promo Codes FAQs

How do I find Capital One promo codes?

The best place to start is capitalone.com — promotions tend to be featured front and center, but just to be sure, trying poking around on the internet to see if anyone is talking about any hard-to-find promos.

We will keep this post regularly updated, so check back every now and then to get the latest news on Capital One promotions.

Do Capital One promo codes expire?

Most sign-up bonuses come with an expiration date to motivate new customers to sign up quickly, so don’t hesitate if you find a good one.

On the other hand, referral programs and credit card bonuses tend to be more constant, but it all depends. Read the fine print and make sure you know if an offer is expiring soon.

Can you use more than one promo code?

Most promo codes apply to new customers only, so you likely won’t qualify for another once you use one.

That said, if there are promo codes for multiple accounts within a bank, you might be able to take advantage of each one — it all depends on the bank.

Is a Capital One Promo Code Best for You?

When it has promotions available, Capital One provides some of the best sign-up incentives for new customers.

Even if you can’t take advantage of one right now, it’s worth waiting to see if another offer will show up, with bonuses netting up to several hundred dollars in free cash.

As we mentioned, this post will be kept updated over time so that you don’t miss out when new promo codes come available.

Until then, remember this — no matter who you bank with, you should be making money off of them, not the other way around.