If you live in California, Wescom Credit Union is offering $300 for joining and opening a new checking account. This is no longer a tiered offer and completing direct deposits and debit card purchase requirements are both required.
You'll need to meet their usual eligibility requirements, and the account does come with an $8 monthly fee – but that's waivable by default for the first 90 days and then ongoing for many ages (youth, students, seniors), as well as for Signature members.
How To Earn The Bonus
The Wescom Checking promotion requires you to set up and have eligible direct deposits and make purchases using the account's card in order to earn the up to $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- May discontinue at any time.
- Offer valid for new members only and cannot be combined with any other offer.
- Youth Account, Wescom employees, their families, Wescom Volunteers, and Wescom Board of Directors and existing Members are not eligible for this offer.
- Transactions in pending status do not qualify.
- All qualifying activity must occur and post to the account within 60 days of account opening. Examples of qualifying direct deposit include regular Automated Clearing House (ACH) credit transactions such as payroll (W-2), Social Security, pension and government benefits.
Open a Wescom Checking account before the bonus expires on October 31, 2026
How does this personal checking offer from Wescom compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $600 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 90 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 113 days
- Requires
- Qualifying Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
Why Wescom Credit Union?
Wescom Checking
Fees
Wescom Checking does charge a monthly maintenance fee of $8, but there are ways to get this waived:
- Waived for the first 90 days then:
- Be a Platinum Signature Member or Signature Member.
- OR, be 18-25 years old and enroll in online banking and eStatements.
- OR, be a youth account (members through age 17).
- OR, be 60 years of age or older.
- OR, be a club or organization account.
- OR, be a UCLA student aged 18-25.
Apply now for a Wescom Checking account to earn the up to $300 bonus offer
How to Join Wescom Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Wescom's membership requirements:
- Live, work, worship, or attend school in Southern California.
- Have a family member (spouse, domestic partner, parent, child, grandparent, grandchild, aunt, uncle, niece, or nephew) that is a Wescom member in good standing
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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