TruChoice Federal Credit Union is offering possibly the easiest and most lucrative bonuses we've ever seen. For a limited time, you can receive a $400 welcome bonus when you open a new Free Checking account and set up direct deposit. There are no additional requirements.
Once a member, you'll have access to other products, like their high interest money market account. They have a very limited footprint, but if you can qualify for membership, we'd suggest you jump on this promotion asap!
How To Earn The Bonus
The TruChoice Federal Credit Union Free Checking promotion requires you to set up eligible direct deposits in order to earn the $400 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Offer valid for new members only.
- In order to receive the cash bonus, your checking account must be open and in good standing.
- Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.
Open a Free Checking account before the bonus expires
How does this personal checking offer from TruChoice Federal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 39 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 72 days
- Requires
- Direct Deposit
Fifth Third Bank
Personal Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 38 days
- Requires
- Direct Deposit
Why TruChoice Federal Credit Union?
Free Checking
A no frills checking account with free BillPay. TruChoice also has a cool feature where you can automatically round up debit card purchases and have the increased amount deposited into your savings account.
Fees
Free Checking does not charge a monthly maintenance fee.
Apply now for a Free Checking account to earn the $400 bonus offer
How to Join TruChoice Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of TruChoice Federal Credit Union's membership requirements:
- Live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset or York County in Maine
- Have a relative who’s already a member of TruChoice
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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