Starion Bank Personal Checking $250 Bonus

This offer is expired and may no longer be available. Check out current offers from Starion Bank or all available offers instead.

Starion Bank : Personal Checking

Bonus Amount
up to $250
Account Type
Personal Checking
Available In Your Area?
No
Offer Expired On
October 31, 2021
Bonus Requirements
  1. Open a new personal checking account using the link below.
  2. At account opening, make an opening deposit of $500 to earn $50.
  3. Within 60 days, receive either a direct deposit into the account OR set up a recurring automatic payment from the account to earn an additional $200.
  4. $50 of the bonus will be credited to the new account within 10 calendar days; the remaining $200 will be credited to the checking account within 90 calendar days.
Other Details
Hard Credit Pull?
Monthly Fees?
Varies By Account
Open Online?
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Starion Bank is offering a $250 sign up bonus to new personal checking customers. While their accounts aren't the most attractive, this bonus offer is pretty solid.

The promotion breaks down into two parts.

First, in order to qualify for a bonus at all, you need to make an opening deposit of at least $500. For doing that, you'll earn $50. Next, the bank gives you 60 days to either receive a recurring direct deposit OR set up an automatic payment (IE, bill pay). Neither requirement has a minimum threshold, so any amount received or paid will do! For meeting this second requirement, you'll earn an additional $200.

These are great terms, with enough flexibility to make the bonus accessible to a wide range of people, and enough of a reward to make it worthwhile. If you're in North Dakota, definitely check it out!

How To Earn The Bonus

The Starion Bank Personal Checking promotion requires you to deposit and maintain a minimum balance, and optionally, set up direct deposits and set up bill pay in order to earn the $250 bonus. Full requirements to receive this bonus are:

  1. Open a new personal checking account using the link below.
  2. At account opening, make an opening deposit of $500 to earn $50.
  3. Within 60 days, receive either a direct deposit into the account OR set up a recurring automatic payment from the account to earn an additional $200.
  4. $50 of the bonus will be credited to the new account within 10 calendar days; the remaining $200 will be credited to the checking account within 90 calendar days.

The fine print

  • Available to new Starion Bank checking account customers (those without current Starion checking accounts) who open a Starion Bank checking account with a minimum opening deposit of $500 in new money (not currently on deposit with the bank).
  • Bonuses will be credited provided the account has met all requirements and is in good standing.
  • Limit one $250 bonus per household.
  • Subject to account approval and 1099 reporting.
  • Fees may reduce earnings.

Why Starion Bank?

Essential Checking

Essential Checking is a basic personal checking account aimed at consumers who need a fresh financial start.

It comes with a debit card and online and mobile banking, but is otherwise quite limited. You won't have access to paper checks, overdraft protection, bill pay, or person-to-person payments.

All-in-all, it's an okay choice for those who need it, but we recommend moving to a better account as soon as you've built up enough history to get approved.

Fees

Essential Checking does charge a monthly fee of $5.95, but there are ways to get this waived:

  • Receive a monthly direct deposit.

Smart

Smart Checking is a straightforward personal checking account from Starion Bank. With it, you'll have access to all of the basic checking functionality you'd expect: online and mobile banking, bill pay, Zelle® and TransferNow® payments.

The account requires an opening deposit of $100, but has no ongoing balance requirements thereafter.

Fees

Smart does charge a monthly fee of $3, but there are ways to get this waived:

  • Enroll in eStatements.

Smart Plus

Smart Plus is the premium checking account from Starion Bank. It's technically an interest-earning account, but the rate is below the national average.

Aside from the interest, the account features are the same as their Smart Checking account: online and mobile banking, free bill pay, Zelle® and TransferNow® payments, and a Mastercard-issued debit card which gives you access to a host of features and protections like product warranties, fraud protection, and more.

Like Smart Checking, Smart Plus requires an opening deposit of $100. But, there's also an ongoing balance requirement of $5,000 in order to avoid the monthly fee.

Keep in mind that if you opt for paper statements instead of eStatements, there is an additional $3/month charge – on top of the account's monthly fee.

Fees

Smart Plus does charge a monthly fee of $5.95, but there are ways to get this waived:

  • Maintain a daily balance of $5,000.