Municipal Employees Credit Union Of Baltimore Personal Checking $200 Bonus

Municipal Employees Credit Union Of Baltimore logo

Municipal Employees Credit Union Of Baltimore : Personal Checking

$200

Offer Expired On

May 25, 2022

How To Earn The Bonus

  1. Become a MECU member.
  2. Open a new RewardChecking or Cashback Checking account with a minimum opening deposit of $25.
  3. By the end of the next checking cycle after account opening, complete the following qualifying activities: 1) receive a cumulative monthly total of $400 or more in qualifying direct deposits; 2) complete 12 or more debit card purchases; and 3) enroll in paperless eStatements.
  4. Bonus will be deposited into your new checking account within 30 days after validating all offer requirements have been met.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Unknown

Municipal Employees Credit Union Of Baltimore logo

Available primarily around the Baltimore Metro area in Maryland with the ability to open online, Municipal Employees Credit Union Of Baltimore is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. It's a pretty easy bonus to earn if you meet the membership eligibility requirements.

How To Earn The Bonus

The Municipal Employees Credit Union Of Baltimore Personal Checking promotion requires you to set up direct deposits and make purchases using the account's card in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Become a MECU member.
  2. Open a new RewardChecking or Cashback Checking account with a minimum opening deposit of $25.
  3. By the end of the next checking cycle after account opening, complete the following qualifying activities: 1) receive a cumulative monthly total of $400 or more in qualifying direct deposits; 2) complete 12 or more debit card purchases; and 3) enroll in paperless eStatements.
  4. Bonus will be deposited into your new checking account within 30 days after validating all offer requirements have been met.

The fine print

  • All account applications are subject to approval.
  • A qualifying direct deposit is the member's salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) by your employer or third party.
  • The new checking account must remain open with a balance of $1 or more to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
  • If the checking account is closed within six months of account opening, MECU reserves the right to deduct the bonus from the account at the time of closing.
  • Offer is non-transferable and cannot be combined with other offers.
  • This offer is subject to change and may be discontinued at any time without prior notice.
  • Membership eligibility required.

How does this checking offer from Municipal Employees Credit Union Of Baltimore compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi

Citi Priority Account

Bonus
up to $1500
Account Type
Personal Checking
Expires In
50 days
Requires
  • Min Balance

Fifth Third Bank

Personal Checking

Bonus
$350
Account Type
Personal Checking
Expires In
125 days
Requires
  • Direct Deposit

Chase

Chase Total Checking®

Bonus
$200
Account Type
Personal Checking
Expires In
53 days
Requires
  • Direct Deposit

Why Municipal Employees Credit Union Of Baltimore?

Cashback Checking

With Cashback Checking you can earn up to 3% back on your first $250 in monthly purchases. There are no monthly maintenance fees or minimum balance requirements. You can even get reimbursed for other banks' ATM fees (up to $20/mo).

Fees

Cashback Checking does not charge a monthly fee.

RewardChecking

With RewardChecking from MECU, you'll earn 3.00% APY on qualifying balances below $10,000. There are no monthly maintenance fees or minimum balance requirements.

Fees

RewardChecking does not charge a monthly fee.

How to Join Municipal Employees Credit Union Of Baltimore

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet Municipal Employees Credit Union Of Baltimore's membership requirements:

    Anyone who lives, works, worships or attends school in Baltimore City, MD
  • Work at one of more than 300 local companies that offer MECU membership.
  • Have a family member belongs or is eligible. An eligible family member includes a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian, including roommates or housemates.

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

Municipal Employees Credit Union Of Baltimore Locations

Credit unions are community-based, and a lot of the time this means they serve a specific geographic footprint.

Sometimes eligibility requirements will mean that you need to live, work, or worship in that area to become a member. Other times, you may be required to visit a branch to take advantage of a welcome offer. Or, you may just prefer a credit union with locations near you.

Get a better idea of whether Municipal Employees Credit Union Of Baltimore can serve you by checking out their branch locations below:

7220 Holabird Ave
Dundalk, MD 21222
410-234-3715

Directions

5910 Baltimore National Pike
Catonsville, MD 21228
410-234-3700

Directions

1 South St
Baltimore, MD 21202
443-263-4326

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312 Martin Luther King Jr Blvd
Baltimore, MD 21201
410-659-3120

Directions

4801 Seton Dr
Baltimore, MD 21215
410-752-8313

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8700 Liberty Rd
Randallstown, MD 21133-4706
410-752-8313

Directions

2337 E Northern Pkwy
Baltimore, MD 21214
410-547-3205

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1777 Reisterstown Rd
Pikesville, MD 21208
410-752-8313

Directions

8507 Loch Raven Blvd
Baltimore, MD 21286
410-547-3220

Directions