Mid-Hudson Valley Federal Credit Union (MHV) is offering new personal checking customers a $200 welcome bonus. The direct deposit requirement is small, and the accounts it applies to are free and can be opened online. Check it out!
How To Earn The Bonus
The Mid-Hudson Valley Federal Credit Union Personal Checking Account promotion requires you to set up eligible direct deposits in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- To receive $200 bonus, member must use promo code and must qualify, open and maintain a new consumer checking account with debit card and recurring payroll direct deposit totaling at least $500 per month within 60 days of account opening.
- Qualifying recurring payroll direct deposits include ACH deposits made by an employer, payroll service provider, social security or pension administrator.
- One bonus per member with no additional or previous checking accounts at MHV within the past 2 years.
- Bonus will be deposited in primary share within 30 days of requirements being met and is subject to IRS reporting.
- Offer subject to change or terminate at any time.
- Cannot be combined with any other offer.
- Members must be in good standing.
- Employees of MHV are not eligible.
Open a Personal Checking Account account before the bonus expires
How does this personal checking offer from Mid-Hudson Valley Federal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 40 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 126 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Mid-Hudson Valley Federal Credit Union?
Free Checking
Basic, free checking account from Mid-Hudson Valley to meet your everyday checking needs.
Fees
Free Checking does not charge a monthly maintenance fee.
Ultra Checking
A checking account from Mid-Hudson Valley that earns dividends, and includes a "Perks Package" that includes ID Theft Protection and free custom checks.
Fees
Ultra Checking does charge a monthly maintenance fee of $15, but there are ways to get this waived:
- Maintain a $10,000 average daily balance in this checking account.
- OR, maintain a combined balance of $25,000 in total across all deposit accounts.
Young Adult Checking
Basic, free checking account from Mid-Hudson Valley to meet the everyday checking needs of members aged 15 to 22.
Fees
Young Adult Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking Account account to earn the $200 bonus offer
How to Join Mid-Hudson Valley Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Mid-Hudson Valley Federal Credit Union's membership requirements:
- Anyone who lives, works, worships, volunteers or attends school in Ulster, Dutchess, Orange, Westchester, Rockland, Putnam or Sullivan County, NY.
- Current members’ families, including spouse, children, grandchildren, siblings, parents, grandparents, and members of the immediate household.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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