Live Oak Bank Promotions & Bonuses in May 2025

Live Oak is an FDIC-insured bank built to serve small businesses. In addition to being the nation’s top SBA lender, Live Oak offers high-yield business savings accounts built for the self-employed. They continuously invest in technology solutions that will reinvent the banking experience.

Current Live Oak Bank Promo Codes & Bonus Offers

Here are the active Live Oak bonuses that you can benefit from today:

Live Oak personal savings

Bonus Amount
$300
Account Type
Personal Savings
Availability
Nationwide
Offer Expires
May 16, 2025
Bonus Requirements
  1. Open a Live Oak Bank personal savings account and be fully funded with at least $20,000 by 11:59 p.m. EST on 05/16/25
  2. For the 60 days following the date the account is fully funded with at least $20,000, maintain a balance of $20,000 or more and watch your personal savings grow at 4.20% APY
  3. Bonus will be deposited to your account within 45 days after you complete all required activities.
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Full Offer Details

Summary: Live Oak's Current Bonuses

Here’s a recap of the current Live Oak Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Live Oak personal savings Personal Savings $300 May 16 Min Balance Details

Expired Offers From Live Oak

These bonuses were recently offered by Live Oak, but are not available right now.

Check back often as Live Oak may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare Live Oak's current bonuses to their previous deals.

Live Oak business savings - $200 bonus (Expired)

Expired: January 13, 2025

Live Oak previously offered $200 for opening a Live Oak business savings account.

To earn the bonus, you needed to:

  1. Open a new Live Oak Bank business savings account.
  2. By 01/13/2025, deposit at least $20,000 into your new business savings account.
  3. For the next 60 days, maintain a balance $20,000 or more and watch your business savings grow with 3.80% APY
  4. Bonus will be deposited to your open, eligible account within 45 days of the 60-day activity period ending.

Business Checking + Savings Combo - up to $300 bonus (Expired)

Expired: March 31, 2023

Live Oak previously offered up to $300 for opening a Business Checking + Savings Combo account.

The steps to earning this bonus were:

  1. Open a new Live Oak Bank business checking account between 2/15/2023 and 3/31/2023.
  2. Within 90 days, deposit at least $2,000 into your new business checking account.
  3. Within same 90 day period, make 20 qualified transactions.
  4. Open a Live Oak business savings account between 2/15/23 and 3/31/2023.
  5. Deposit at least $10,000 into your account by 3/31/2023.
  6. Maintain a balance $10,000 or more for 90 days and watch your business savings grow with 3.50% APY.
  7. Bonus(es) will be deposited to your open, eligible account within 45 days of the 90-day activity period ending.

Live Oak small business checking - $150 bonus (Expired)

Expired: March 31, 2023

Live Oak previously offered $150 for opening a Live Oak small business checking account.

Earning this bonus required you to:

  1. Open a new Live Oak Bank business checking account between 2/15/2023 and 3/31/2023.
  2. Within 90 days of opening, deposit at least $2,000 into your new business checking account.
  3. Within same 90 day period, make 20 qualified transactions.
  4. Bonus will be deposited to your open, eligible account within 45 days of the 90-day activity period ending.