Current Live Oak Bank Promo Codes & Bonus Offers
Here are the active Live Oak bonuses that you can benefit from today:
Business Essential Checking
- Bonus Amount
- $200
- Account Type
- Business Checking
- Availability
- Nationwide
- Offer Expires
- April 30, 2026
- Bonus Requirements
-
- Open a new Business Essential Checking account between 04/01/2026 and 04/30/2026.
- By April 30, 2026, deposit at least $5,000 in new money into your new business checking account.
- Beginning May 1, 2026 maintain an average daily balance of at least $5,000 for 90 days
- Bonus will be deposited to your open, eligible account within 45 days of the 90-day activity period ending.
Apply Now
at Live Oak
Live Oak personal savings
- Bonus Amount
- $200
- Account Type
- Personal Savings
- Availability
- Nationwide
- Offer Expires
- May 31, 2026
- Bonus Requirements
-
- Open a Live Oak Bank personal savings account by 5/31/2026
- Deposit at least $20,000 into your account by 5/31/2026
- Maintain a balance of $20,000 or more for 60 days and watch your personal savings grow at 3.80% APY
- Existing Customers: In addition to the requirements above for the bonus offer: 1) Maintain the combined end of day balance across all pre-existing Live Oak Bank Personal Savings accounts at or above the balance held as of April 19, 2026 at 11:59:59 p.m. ET, 2) Deposit a minimum of $20,000 in new to bank funds—funds transferred from an external financial institution—into the new Personal Savings account opened during the promotional period and 3) Maintain your pre-existing balance and at least $20,000 in new funds (mentioned above) for 60 consecutive days
Apply Now
at Live Oak
Summary: Live Oak's Current Bonuses
Here’s a recap of the current Live Oak Bank promotions and offers that you can claim right now:
| Account | Account Type | Amount | Expires | Requirements | |
|---|---|---|---|---|---|
| Business Essential Checking | Business Checking | $200 | Apr 30 | Min Balance, Bill Pay (optional), Card Spend (optional) | Details |
| Live Oak personal savings | Personal Savings | $200 | May 31 | Min Balance | Details |
Expired Offers From Live Oak
These bonuses were recently offered by Live Oak, but are not available right now.
Check back often as Live Oak may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare Live Oak's current bonuses to their previous deals.
Live Oak business savings - $200 bonus (Expired)
Expired: January 1, 2025
Live Oak previously offered $200 for opening a Live Oak business savings account.
To earn the bonus, you needed to:
- Open a new Live Oak Bank business savings account.
- By 01/13/2025, deposit at least $20,000 into your new business savings account.
- For the next 60 days, maintain a balance $20,000 or more and watch your business savings grow with 3.80% APY
- Bonus will be deposited to your open, eligible account within 45 days of the 60-day activity period ending.
Business Checking + Savings Combo - up to $300 bonus (Expired)
Expired: March 31, 2023
Live Oak previously offered up to $300 for opening a Business Checking + Savings Combo account.
The steps to earning this bonus were:
- Open a new Live Oak Bank business checking account between 2/15/2023 and 3/31/2023.
- Within 90 days, deposit at least $2,000 into your new business checking account.
- Within same 90 day period, make 20 qualified transactions.
- Open a Live Oak business savings account between 2/15/23 and 3/31/2023.
- Deposit at least $10,000 into your account by 3/31/2023.
- Maintain a balance $10,000 or more for 90 days and watch your business savings grow with 3.50% APY.
- Bonus(es) will be deposited to your open, eligible account within 45 days of the 90-day activity period ending.
