Hudson Valley Federal Credit Union is offering a very generous $500 welcome bonus for opening a personal checking account. Previously, the bonus was structured as separate offers with limited availability; however this time around it's a single bonus for meeting the requirements and open to the full eligible area of membership.
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How To Earn The Bonus
The Hudson Valley Federal Credit Union Personal Checking promotion requires you to optionally, set up eligible direct deposits and make purchases using the account's card in order to earn the $500 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- A “qualifying direct deposit” is a direct deposit of regular monthly income, such as your salary, pension, or Social Security benefits, which are made by your employer or other payer. Examples of non-qualifying direct deposits and transfers include: your initial ACH deposit to open the account, teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, or Internet or Mobile banking transfers or deposits.
- Members under the age of 18 are not eligible to receive this bonus.
- No exceptions will be made or considered.
- Account must be in good standing and the qualifications must remain satisfied to receive bonus.
- Residents of Albany, Columbia, Greene, Rensselaer, Saratoga, Schenectady, and Sullivan Counties: This promotional offer is valid for current members and applicants that meet the above criteria.
- Only one bonus of $500 will be deposited to the new checking account within five (5) business days after the qualification period.
- This must be your first HVCU checking account to qualify for this bonus.
Open a Personal Checking account before the bonus expires on May 9, 2025
How does this personal checking offer from Hudson Valley Federal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
HSBC
HSBC Premier
- Bonus
- up to $3000
- Account Type
- Personal Checking
- Expires In
- 6 days
- Requires
- Min Balance
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 67 days
- Requires
- Direct Deposit
Truist
Truist One Checking
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 67 days
- Requires
- Direct Deposit
Why Hudson Valley Federal Credit Union?
Premier Checking
A more advanced checking account with more perks and rewards, including discounts on loan products.
Fees
Premier Checking does charge a monthly maintenance fee of $15, but there are ways to get this waived:
- Maintain a combined average daily share balance of $15,000 or more and aggregate monthly direct deposit(s) of $1,000.
Classic Checking
Classic Checking is a free checking account with no frills. With that said, you can still earn rewards by using your debit card.
Fees
Classic Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $500 bonus offer
How to Join Hudson Valley Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Hudson Valley Federal Credit Union's membership requirements:
- Live, work, worship, volunteer, or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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