HSBC Premier up to $3500 Bonus

HSBC logo

HSBC Bank : HSBC Premier

up to $3500

3.6

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new HSBC Premier checking account during the Offer Period (October 1 - December 31, 2025).
  2. By December 31, add New Deposits as follows to your Premier checking account, Premier Savings account and/or Premier Relationship Savings account: $150,000 to $249,999, earn $1,000; $250,000 to $499,999, earn $2,500; $500,000+, earn $3,500
  3. Maintain the New Deposits through March 31, 2026.
  4. Earn a $25 Extra Cash Bonus when you register and logon to the HSBC US Mobile Banking App by December 31, 2025.
  5. If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026.

Available in Your Area?

Yes

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Soft

HSBC Bank logo

Apply Now

at HSBC

Available nationwide, HSBC is offering up to $3,500 in welcome bonuses when you open a new HSNC Premier checking account and complete qualifying activities. Similar to previous offers, HSBC is largely interested in the amount of cash you can bring to your accounts. The more cash, the larger the bonus!

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. *Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSBC Securities), member NYSE/FINRA/SIPC. HSBC Securities is an affiliate of HSBC Bank USA, N.A.

How To Earn The Bonus

The HSBC Premier promotion requires you to deposit and maintain a minimum balance in order to earn the up to $3500 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Any payments may be subject to tax and will be reported to the Internal Revenue Service as required by applicable law.
  • Offer Period is defined as October 1, 2025 through December 31, 2025.
  • Eligible New Customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.

How does this personal checking offer from HSBC compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
21 days
Requires
  • Direct Deposit

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
110 days
Requires
  • Direct Deposit

Bank of America

Advantage Banking Account

Bonus
up to $500
Account Type
Personal Checking
Expires In
113 days
Requires
  • Direct Deposit

Why HSBC Bank?

The American subsidiary of HSBC Bank is based out of New York City and has 160 branches in 10 states. Most of HSBC's brick and mortar banks are located in the NYC area, but they also have a presence in Los Angeles, Miami, and Washington, D.C. HSBC offers deposit accounts, personal and home loans, investment and retirement accounts, and credit cards.

Since 2005, HSBC has also been operating an online-only platform called HSBC Direct, which includes high yield checking, savings, and Certificate of Deposit accounts — all online or from your smartphone.

Overall, HSBC isn't our top pick if you're shopping for a new bank. With so few physical branches, you should consider them an online bank – but with worse rates, higher fees, and lagging tech. On the pro side, however, they consistently offer sign up bonuses (though many of which you'll need to claim in-branch). If you're eligible, we certainly recommend claiming the free cash – but otherwise stick to a different bank as your primary account.

HSBC Premier

Premier Checking is HSBC’s top-tier option for checking accounts. The account comes with a $50 monthly maintenance fee, which you can avoid by enrolling in direct deposit of at least $5,000 or more monthly or having an HSBC U.S. residential mortgage loan with an original mortgage value of at least $500,000.

Perks include unlimited rebates on non-HSBC ATM withdrawals, global transfers, and preferred HSBC mortgage rates.

Fees

HSBC Premier does charge a monthly maintenance fee of $50, but there are ways to get this waived:

  • Maintain a balance of at least $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts
  • OR, receive $5,000 in direct deposits each month
  • OR, hold a HSBC U.S. residential mortgage loan
  • OR, Maintain Private Bank status

Share Your Thoughts or Questions

There have been 0 comments about the HSBC Premier up to $3500 Bonus.

Add to the discussion

Add to the discussion

Your email address will not be published.
Cancel Comment