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Best Bank Promotions and Bonus Offers For April 2026
Here are some of the top bank promotions right now. The requirements necessary to earn each bonus are in line with the reward (please don't require us to deposit $500k to earn $150 🙄) and they're offered by reputable banks and institutions.
Best checking account promotions
- BMO: $400 Cash Bonus*
- PNC: $400 bonus
- SoFi: up to $400 bonus
- KeyBank: $300 bonus
- HSBC: up to $5000 bonus
- Bank of America: up to $500 bonus
- Chase: $400 bonus
- Huntington: $600 bonus
- Associated Bank: up to $600 bonus
- Wells Fargo: $400 bonus
- Truist: $400 bonus
- Citi®: $325 bonus
BMO
Personal Checking
- Open a new BMO Smart Money Checking, BMO Smart Advantage Checking or BMO Relationship Checking account using the link below between 1/29/26 – 5/4/26.
- Within 90 days, have a total of $4,000 in qualifying direct deposits.
- If qualifications are met, bonus is paid approximately 100 days after account opening.
- *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC
- Bonus
- $400 Cash Bonus*
- Score
- 3.8 / 5
- Expires In
- 30 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Open a PNC Checking account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
- Bonus
- $400
- Score
- 4.2 / 5
- Expires In
- 54 days
- Requires
- Qualifying Direct Deposit
SoFi
SoFi Checking and Savings
- Open a new SoFi Checking and Savings account using the link below.
- Before the promotion ends and within 25 calendar days of your first direct deposit, complete eligible direct deposits to determine your bonus as follows: $1,000 - $4,999 in total direct deposits, earn $50; $5,000+ in total direct deposits, earn $400.
- Maintain your direct deposits for at least 6 months.
- Bonus will be credited within 7 business days of the end of the Direct Deposit Bonus Period.
- Bonus
- up to $400
- Score
- 3.6 / 5
- Expires In
- 271 days
- Requires
- Direct Deposit
KeyBank
Key Smart Checking®
- Open a no-monthly-maintenance-fee Key Smart Checking® account online with at least $10 by May 22, 2026.
- Within 90 days of account opening, make a total of $2,000 or more in eligible direct deposits.
- Bonus will be credited to your account within 60 days of meeting requirements.
- Account must not be closed at the time of gift payment.
- Bonus
- $300
- Score
- 4.5 / 5
- Expires In
- 48 days
- Requires
- Direct Deposit
HSBC
HSBC Premier
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days:
Get $1,500: Deposit or invest $150,000 to $249,999
Get $2,500: Deposit or invest $250,000 to $499,999
Get $3,500: Deposit or invest $500,000 to $999,999
Get $5,000: Deposit or invest $1,000,000+ - Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
- If all offer requirements are met, the bonus will be paid within 8 weeks.
- Bonus
- up to $5000
- Score
- 3.6 / 5
- Expires In
- 87 days
- Requires
- Min Balance
Bank of America
Advantage Banking Account
- Open a new Bank of America Advantage Banking personal checking account using the link below
- Within 90 days, receive qualifying direct deposits of $2,000 (earn $100), $5,000 (earn $300) or $10,000+ ($500).
- Bank of America will attempt to pay bonus within 60 days of meeting the requirements.
- Additional terms and conditions apply. See offer page for more details. Member FDIC.
- Bonus
- up to $500
- Score
- 4.2 / 5
- Expires In
- 57 days
- Requires
- Direct Deposit
Chase
Chase Total Checking®
- Open a Chase Total Checking® account.
- Within 90 days, have a direct deposit of at least $500 made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
- Receive your money within 15 days of the deposit posting.
- Bonus
- $400
- Score
- 4.2 / 5
- Expires In
- 102 days
- Requires
- Direct Deposit
Huntington
Platinum Perks Checking
- Open a new Huntington Platinum Perks Checking account using the link below.
- Within 90 days, make deposits totaling $25,000.
- Keep your account open for 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
- Bonus
- $600
- Score
- 3.4 / 5
- Expires In
- 72 days
- Requires
- Min Balance
Associated Bank
Associated Checking Account
- Open a new personal checking account using the link below.
- Within 90 days, receive direct deposits totaling $500.
- Within 30 days of opening the account, deposit $1,000 to earn $300, $5,000 to earn $400, or $10,000 to earn $600.
- Maintain the balance from days 31-90.
- Bonus will be credited to your account within 120 days of opening the account.
- Bonus
- up to $600
- Score
- 4.0 / 5
- Expires In
- 26 days
- Requires
- Direct Deposit
- Min Balance
Wells Fargo
Personal Checking
- Open a new personal checking account using the link below with a minimum opening deposit of $25.
- Within 90 days, receive direct deposits totaling $1,000.
- Bonus will be deposited into your account within 30 days of the 90-day qualification period.
- Bonus
- $400
- Score
- 4.2 / 5
- Expires In
- 3 days
- Requires
- Direct Deposit
Truist
Truist One Checking
- Open a new One Checking account online or in-branch using promo code DC400TR1Q226.
- Within 120 days of account opening, complete two qualifying direct deposits totaling $2000 or more.
- Complete 20 or more debit card purchases within 120 days of account opening.
- The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
- Terms Apply. Member FDIC.
- Bonus
- $400
- Score
- 3.9 / 5
- Expires In
- 96 days
- Requires
- Direct Deposit
Citi®
Enhanced Direct Deposit
- Open a new eligible Citi Checking account with Enhanced Direct Deposits.
- Within 90 days, complete at least 2 Enhanced Deposits directly into your new checking account totaling $3,000 or more. (Deposit your way from recurring paychecks, retirement payments, pensions, and more)
- Bonus will be deposited within 30 days after required activities have been completed
- Bonus
- $325
- Score
- 4.3 / 5
- Expires In
- 9 days
- Requires
- Direct Deposit
Best savings account bonuses
- Raisin: up to $1500 bonus
- Capital One: up to $1500 bonus
- CIT: up to $300 bonus
Raisin
High Yield Savings
- Open a new HYSA account through the Raisin platform using promo code FRESHSTART.
- Make your qualifying deposit before April 30 to be eligible for the bonus: $10,000 to earn $70; $25,000 to earn $175, $50,000 to earn $350; $100,000 to earn $750; $200,000+ to earn $1,500.
- Maintain your deposit(s) for 90 days from your first deposit date.
- Bonus payout will be credited directly to your Cash Account within 30 days of completing the requirements.
- Bonus
- up to $1500
- Score
- 4.0 / 5
- Expires In
- 26 days
- Requires
- Min Balance
Capital One
360 Performance Savings
- Open a new 360 Performance Savings account with promo code BONUS1500.
- Within 15 days of opening, deposit at least $20,000 to earn $300; $50,000 to earn $750; or $100,000+ to earn $1,500.
- Hold the money in your account for the 90 days AFTER the initial 15 day funding period (105 days in total).
- Bonus will drop to your account within 60 days of meeting all requirements.
- Bonus
- up to $1500
- Score
- 4.0 / 5
- Expires In
- Limited Time
- Requires
- Min Balance
CIT
Platinum Savings
- New customers can open a Platinum Savings account with promo code PS2025.
- Within 30 days, deposit new money in one or more deposits as follows: $25,000 - $49,999.99, earn $225; $50,000+ earn $300.
- Bonus will be added to your account within 60 days of qualifying (up to 90 days after account opening)
- Bonus
- up to $300
- Score
- 3.6 / 5
- Expires In
- Limited Time
- Requires
- Min Balance
Best business bank account bonuses
- Axos: up to $600 bonus
- U.S. Bank: up to $1200 bonus
- Bank of America: up to $750 bonus
- Chase: up to $500 bonus
- Huntington: $1000 bonus
- BMO: up to $1000 bonus
- PNC: $400 bonus
- Amex: 30,000 MR bonus points
Axos
Business Premium Savings
- Open a new Business Premium Savings account AND a Basic Business Checking account through a single application (bundle) with promo code SBB600.
- During the first 7 statement cycles, earn $100 each cycle that you complete the following requirements:
- Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
- Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
- Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
- Maintain an average daily balance is at least $50,000 in the Business Premium Savings account.
- Bonus(es) will be deposited into your new account within the first 15 business days following the end of the Statement Cycle in which the eligible business qualified.
- Max total bonuses you can earn is $600
- Bonus
- up to $600
- Score
- 3.6 / 5
- Expires In
- 87 days
- Requires
- Min Balance
- Card Spend
U.S. Bank
Business Checking
- Open a new eligible U.S. Bank business checking account online with promo code Q2AFL26 and complete qualifying activities.
- To earn $400 bonus: Open a new Business Essentials account between 4/1/2026 and 6/30/2026. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.
- To earn $1,200 bonus: Open a new U.S. Bank Platinum Business Checking account between 4/1/2026 and 6/30/2026. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.
- Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.
- Subject to certain terms and limitations. Offer valid through June 30, 2026. Member FDIC.
- Bonus
- up to $1200
- Score
- 4.7 / 5
- Expires In
- 87 days
- Requires
- Min Balance
- Bill Pay (optional)
- Card Spend (optional)
Bank of America
Bank of America® Business Advantage Banking
- Open a new Bank of America® Business Advantage Banking account.
- Within 30 days, make qualifying deposits of $5,000 or more in new money, earn $400; deposit $15,000, earn $750.
- For the next 60 days, maintain an average balance of either $5,000 or $15,000, for whichever bonus you are going for.
- Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.
- Bonus
- up to $750
- Score
- 3.3 / 5
- Expires In
- 271 days
- Requires
- Min Balance
Chase
Chase Business Complete Checking®
- Obtain a Chase business coupon using the link below and open a new Chase Business Complete Checking® account.
- Within 30 days, deposit at least $2,000 in new money into the account to earn $300 bonus or at least $10,000 in new money to earn $500 bonus.
- Maintain that balance for at least 60 days from offer enrollment.
- Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
- Bonus will be credited to your account within 15 days of meeting the requirements.
- Bonus
- up to $500
- Score
- 4.0 / 5
- Expires In
- 40 days
- Requires
- Min Balance
- Card Spend (optional)
Huntington
Unlimited Plus Business Checking
- Open a new Unlimited Plus Business Checking account using the link below.
- Within 60 days, make deposits totaling $20,000.
- Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
- Bonus
- $1000
- Score
- 3.5 / 5
- Expires In
- 73 days
- Requires
- Min Balance
BMO
Business Checking
- Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO branch.
- Within 30 days, your account balance must be $4,000+ to qualify for the $400 offer, $25,000+ to qualify for the $750 offer, or $50,000+ to qualify for the $1,000 offer.
- From day 31 to day 90, your account balance cannot drop below the $4,000 / $25,000 / $50,000 requirement.
- Bonus will be deposited into the new checking account within 14 days of meeting the promotion requirements, approximately day 104.
- Bonus
- up to $1000
- Score
- 4.2 / 5
- Expires In
- 26 days
- Requires
- Min Balance
PNC
Business Checking Account
- Open a new Business Checking or Business Checking Plus account.
- For 3 statement cycles, maintain an average balance of $2,000.
- During those same statement cycles, make 20 debit card purchases.
- Bonus will be deposited within 90 days of meeting the requirements.
- Bonus
- $400
- Score
- 3.1 / 5
- Expires In
- 87 days
- Requires
- Min Balance
- Card Spend
Amex
Business Checking
- Open a new business checking account.
- Within 20 days, deposit $5,000 into your account and maintain an average account balance of $5,000 for 60 days.
- Within 60 days, make 5 or more transactions (mobile deposits, and electronic/online transactions including ACH, Wire, and Bill Payments).
- Bonus will be deposited within 8-12 weeks after completing the requirements.
- Bonus
- 30,000 MR Points
- Score
- 4.3 / 5
- Expires In
- Limited Time
- Requires
- Min Balance
- Card Spend
