Gulf Coast Bank and Trust Company Business Checking $200 Bonus

If your business operates out of Louisiana, Gulf Coast Bank and Trust Company is offering you a $200 welcome bonus for opening a business checking account.

The bank gives you 90 days to receive a direct deposit OR have an ACH debit post, which is nice flexibility given the solid $200 offer.

Keep in mind that the fine print states that this is a targeted offer, and you must have received direct communication from the bank in order to qualify. Some customers have had success contacting the bank to be added to the list for this or future offers.

How To Earn The Bonus

The Gulf Coast Bank and Trust Company Business Checking promotion requires you to optionally, set up direct deposits in order to earn the $200 bonus.

Full requirements to receive this bonus are:

Open a new business checking account in branch, being sure to mention this offer.
Within 90 days, receive a direct deposit OR have an ACH debit post.
Bonus will be credited to your new account within 30 days following the month end in which the promotional qualification period ends.

The fine print

Offer only available to customers who receive this offer via a direct communication from Gulf Coast Bank and Trust. The offer is non-transferable, cannot be combined with any other offers.
The business checking account must remain open for at least 90 days.
The new business checking account must be open and have a positive balance in order to receive the Bonus cash incentive.
Your account does not qualify for the cash incentive until you provide all of the information we require in connection with opening the account. This includes information we require to identify each account owner, as well as all requirements for the business checking account product.
Bonuses are considered interest and will be reported on IRS form 1099-Int.
Bonus offer cannot be combined with any other offer and is limited to one Bonus cash incentive per household.
All account applications are subject to our normal approval process.
The business checking account can only be opened at a Gulf Coast Branch.
Offer available for existing or new relationships as long as the funds used to open the account are not currently on deposit with Gulf Coast Bank & Trust.
Trust Accounts, Fiduciary accounts and Succession accounts are not eligible to participate.
GCB employees are not eligible to participate.

How does this checking offer from Gulf Coast Bank and Trust Company compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Why Gulf Coast Bank and Trust Company?

Gulf Coast Bank and Trust Company is headquartered in New Orleans, Louisiana. It was first started in 1990, and has since grown to managing $2 billion in assets and operating 32 branches across the state.

They offer a wide range of both personal and business accounts and services.

They're clearly best positioned as a local regional bank for customers who prefer the convenience of in-person service, but they do also have a mobile app that is well reviewed both in the App Store and on Android.

While the bank doesn't offer bonuses to new customers as consistently as the big national players, when their promotions do come around they're often quite competitive with flexible requirements.

Business Checking

Fees

Business Checking does not charge a monthly fee.

Business Reward Checking

Fees

Business Reward Checking does not charge a monthly fee.

Commercial Checking

Fees

Commercial Checking does charge a monthly fee of $12.

While you may not be able to avoid this fee, it can be reduced by doing the following:

Earnings credit can offset part or all of your monthly service fees. Check with your local branch for more details.

Commercial Interest Checking

Fees

Commercial Interest Checking charges a monthly fee of $12.

Gulf Coast Bank and Trust Company Business Checking $200 Bonus