F&M Trust, formally Farmers and Merchants Trust Company of Chambersburg, is a community bank headquartered in Chambersburg, Pennsylvania. It has served South Central Pennsylvania for over a century and operates as a subsidiary of Franklin Financial Services Corporation (NASDAQ: FRAF).
The bank holds approximately $1.2 billion in assets and operates 22 community offices across Franklin, Cumberland, Fulton, and Huntingdon counties in Pennsylvania. It also serves customers in Maryland.
F&M Trust offers a full range of personal and business banking products including checking and savings accounts, business checking, loans, mortgages, trust and investment services, and online and mobile banking. The Better Business Checking account features no monthly fee, no minimum balance, and a cash rewards debit card.
All deposits are FDIC-insured. The bank is known for providing responsive local service and has been a fixture in the South Central PA community for more than 100 years.
Current F&M Trust Company Promo Codes & Bonus Offers
Here are the active F&M Trust Company bonuses that you can benefit from today:
Better Business Checking
- Bonus Amount
- $250
- Account Type
- Business Checking
- Availability
- MD, PA
- Offer Expires
- March 31, 2026
- Bonus Requirements
-
- Open a new Better Business Checking account with a minimum opening deposit of $1,000
- Bonus will be desposited within 30 days of account opening
at F&M Trust Company
Summary: F&M Trust Company's Current Bonuses
Here’s a recap of the current F&M Trust Company promotions and offers that you can claim right now:
| Account | Account Type | Amount | Expires | Requirements | |
|---|---|---|---|---|---|
| Better Business Checking | Business Checking | $250 | Mar 31 | Min Balance | Details |