Available to most residents of Arizona, Credit Union West is offering a $150 welcome bonus when you open a new personal checking account and complete qualifying activities. You'll be required to use your debit card at least 15 times and complete an ACH transaction (which optionally can be a direct deposit from an employer). This makes the offer fairly easy to obtain.
How To Earn The Bonus
The Credit Union West Personal Checking promotion requires you to make purchases using the account's card, and optionally, set up direct deposits in order to earn the $150 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Promotional offer is only valid for one new membership per person; offer is not valid for existing members.
- $5 minimum balance required for membership account.
- One ACH credit/Direct Deposit must be established.
- Must have at least 15 point-of-sale or purchase transactions post and settle to your account within 30 days of account opening.
- The new account must be open and in good standing for at least 90 days before the $150 is available for use.
- Any taxes are the responsibility of the recipient and are reported on a 1099-INT.
- Offer valid only upon receipt of original coupon.
Open a Personal Checking account before the bonus expires on December 31, 2024
How does this personal checking offer from Credit Union West compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 44 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 228 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 40 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Credit Union West?
Heritage High-Yield
Earn high yield on balances up to $10,000 when you complete qualifying activities each month: have at least 15 debit card point-of-sale or credit card purchase transactions and at least one one ACH transaction (in or out) to your account.Fees
Heritage High-Yield does not charge a monthly maintenance fee.
Loyalty Rewards Checking
The Loyalty Rewards Checking account lets you earn 2% cash back on your debit and credit card purchases (up to $400) as long as you have 15 point of sale transactions and at least 1 Automated Clearing House (ACH) or direct deposit posts during each Monthly Qualification Cycle.Fees
Loyalty Rewards Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $150 bonus offer
How to Join Credit Union West
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Credit Union West's membership requirements:
- Be an immediate family member of Credit Union West members
- Be a Credit Union West employee
- Live, work, or worship in Arizona (with the exception of Graham, Greenlee, La Paz and Santa Cruz counties).
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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