Available in NJ with the ability to open online, Columbia Bank is offering up to an $800 welcome bonus when you open a new personal checking account and complete qualifying activities. This is a tiered bonus, so the more activities you complete, the more you can earn.
It's important to note that this is the highest we've seen this offer, so now is an excellent time to jump on it. To put it into perspective, most recently we saw it at $300, but they've added more activities for more opportunities to earn this go around.
How To Earn The Bonus
The Columbia Bank Personal Checking promotion requires you to set up direct deposits, and optionally, deposit and maintain a minimum balance and make purchases using the account's card in order to earn the up to $800 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Only one new account $300 credit will be made in total for ACH credit activity to this account within the first 60 days of account opening.
- This offer is only eligible on New Cash Back Checking Accounts, New Forward Checking Accounts, New Ideal Checking Accounts, or New Senior Checking Accounts opened on or after February 15, 2024.
- Only one new account $100 credit will be made in total for the qualifying debit card activity.
- A “qualifying POS debit card transaction” is any Columbia Bank Debit Card transaction that requires either a signature or PIN at the point-of-sale.
- If you have ever received a new account opening bonus in the past, you are not eligible for either of the cash bonuses.
- You are permitted to receive only one of each of these new account bonuses irrespective of the number or type of checking accounts you open.
- To receive any of the aforementioned new account bonuses, the account must still be open at the time they are ready to credit the funds and at all times the account was in good standing.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from Columbia Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 65 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 249 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 61 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Columbia Bank?
Cash Back Checking
Should you need to use any non-Columbia ATM, they’ll rebate the fee 4 times or up to $15 a month.Fees
Cash Back Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Make 10 debit card purchases
- OR, Receive $1,000 or more in direct deposits per statement cycle
- OR, Be age 22 years or younger
Yield Plus Checking
With your Yield Plus account, get nationwide ATM rebates when you use any non-Columbia Bank ATM up to 6 times or $20 per month.Fees
Yield Plus Checking does charge a monthly maintenance fee of $20, but there are ways to get this waived:
- Maintain a $1,000 daily balance
Apply now for a Personal Checking account to earn the up to $800 bonus offer
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