Citadel Credit Union Personal Checking $300 Bonus

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Citadel Credit Union : Personal Checking

$300

Offer Expires In

How To Earn The Bonus

  1. Open a Free Checking or Rewards Checking account using the promo code BONUSPPC2022.
  2. Within 60 days, receive direct deposits totaling $500.
  3. Bonus will be credited to your new account within 60 days.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Soft

Citadel Credit Union is offering both new and existing members a $300 bonus for opening a new checking account.

To earn the bonus, you just need $500 in direct deposits within 60 days – that can be in a single deposit or cumulatively. Pretty low requirement considering the $300 reward!

How To Earn The Bonus

The Citadel Credit Union Personal Checking promotion requires you to set up direct deposits in order to earn the $300 bonus.

Full requirements to receive this bonus are:

  1. Open a Free Checking or Rewards Checking account using the promo code BONUSPPC2022.
  2. Within 60 days, receive direct deposits totaling $500.
  3. Bonus will be credited to your new account within 60 days.

The fine print

  • A qualifying direct deposit is defined as a recurring electronic deposit into checking account of payroll, pension, Social Security, government benefits, or other eligible regular monthly income.
  • Promo code BONUSPPC2022 must be applied at the time of account opening to receive the incentive offer(s).
  • Checking account must be open for 60 days before checking bonus will be awarded.
  • Bonus deposit(s) will be automatically deposited into your Citadel Checking Account if the account is in good standing at time of incentive processing.
  • The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer.
  • Offer available to qualified new checking customers only.
  • Customer must not have closed a Citadel Checking Account within the last 12 months and/or previously received a checking new account bonus.
  • Limit one offer per household per lifetime.
  • Offer may not be combined with any other new account offer.

How does this checking offer from Citadel Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Fifth Third Bank

Personal Checking

Bonus
$375
Account Type
Personal Checking
Expires In
51 days
Requires
  • Direct Deposit

Chase

Chase Total Checking®

Bonus
$200
Account Type
Personal Checking
Expires In
70 days
Requires
  • Direct Deposit

Discover

Cashback Debit

Bonus
up to $360
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

Why Citadel Credit Union?

Cashback Rewards Checking

Cashback Rewards is the premium checking account from Citadel Credit Union. It pays you 0.05% on your balance plus 1% of all purchases you make using your debit or credit card, up to $120 every year. What's more, the cash back is deposited instantly into your checking account, which is awesome.

Of course, you'll also have access to their standard checking account features, like a contactless debit card; card control through their app allowing you to turn cards on or off, set spending limits, and manage locations; the ability to set real-time fraud or spending limit alerts; free stop payments, free non-Citadel ATM withdrawals, and free overdraft transfers.

Fees

Cashback Rewards Checking does charge a monthly fee of $10, but there are ways to get this waived:

  • Receive $1,000 in qualifying direct deposit(s) each month.
  • OR, maintain an average daily balance of $5,000.

Free Checking

Free Checking is a straightforward and free personal checking account from Citadel Credit Union.

With it, you'll have access to all of Citadel's standard features, including online and mobile banking with mobile check deposit, real-time alerts, card control, and budgeting tools.

Compared to their premium Cashback Rewards Checking account, the Free Checking account has more fees to watch out for: withdrawals at non-Citadel ATMs will cost you $3 (balance inquiries are $1), overdraft transfers incur a $5 fee, and each stop payment will cost $25. All of these are free with Cashback Rewards, but that account comes with a $10 (waivable) monthly fee.

Fees

Free Checking does not charge a monthly fee.

Citadel Credit Union Locations

Credit unions are community-based, and a lot of the time this means they serve a specific geographic footprint.

Sometimes eligibility requirements will mean that you need to live, work, or worship in that area to become a member. Other times, you may be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Citadel Credit Union has a total of 25 branches in the United States.

Get a better idea of how well Citadel Credit Union can serve you by checking out their branches closest to your area:

105 Commons Dr
Oxford, PA 19363
610-380-6000

Directions

842 E Baltimore Pike
Kennett Square, PA 19348
610-380-6000

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4923 Edgmont Ave
Brookhaven, PA 19015
610-380-6000

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901 Baltimore Pike
Glen Mills, PA 19342
610-380-6000

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783 W Sproul Rd
Springfield, PA 19064
610-380-6000

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1209 W Chester Pike
West Chester, PA 19382
610-380-6000

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135 Modena Rd
Coatesville, PA 19320
610-380-6000

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4051 W Lincoln Hwy
Parkesburg, PA 19365
610-380-6000

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40 N Bailey Rd
Thorndale, PA 19372
610-380-6000

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1246 Cornerstone Blvd
Downingtown, PA 19335
610-380-6000

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31 W Lancaster Ave
Paoli, PA 19301
610-380-6000

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340 Rohrerstown Rd
Lancaster, PA 17603-2212
610-380-6000

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