Although Atlantic Union Bank has locations in several states, this offer is only for specific NC branches. Atlantic Union Bank is offering a whopping $400 welcome bonus when you open a new personal checking account and set up direct deposit. Check out the link below to see if you live near one of the eligible North Carolina branches.
Note: this offer has targeted language, so you'll most likely need to live near a qualifying branch or go in person to be safe.
How To Earn The Bonus
The Atlantic Union Bank Personal Checking promotion requires you to set up eligible direct deposits in order to earn the $400 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- A qualified direct deposit is an electronic deposit of regular monthly income, such as your salary, pension or Social Security benefits, which are made by your employer or other payer. Non-qualifying deposits such as wire transfers, person-to-person transfers, online and mobile deposits and bank transfers between your Atlantic Union Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Offer is limited to one bonus per new customer and new account.
Open a Personal Checking account before the bonus expires on March 31, 2026
How does this personal checking offer from Atlantic Union Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 89 days
- Requires
- Direct Deposit
Chase
Chase Total Checking®
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 70 days
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 116 days
- Requires
- Direct Deposit
Why Atlantic Union Bank?
Free Checking
Fees
Free Checking does not charge a monthly maintenance fee.
Loyalty Checking
Fees
Loyalty Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Maintain a daily balance of $2,500 in this account.
- OR, maintain $10,000 combined across all deposit, loans, and line of credits.
Preferred Checking
Fees
Preferred Checking does charge a monthly maintenance fee of $25, but there are ways to get this waived:
- Maintain a daily balance of $25,000 in this account.
- OR, maintain $50,000 combined across all deposit, loans, and line of credits.
ThankU Checking
A personal checking account available to current and retired teachers, law enforcement, fire fighters, first responders, healthcare professionals, and members of the US Armed Forces.
The account earns interest, has no monthly fee, and has no balance requirements.
Fees
ThankU Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $400 bonus offer
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