Topic:
Reviews

Millennials and Gen Xers are more likely to switch their primary bank than any previous generation.

And we totally get it.

You’re looking for differentiated tech, better rewards, lower fees and fewer issues.

So, if you’re considering a new bank or adopting a useful new FinTech, we can help! Our expert reviews are packed with tailored insights, helpful explanations, and a thoughtful weighing of the good versus the bad.

Find Your Perfect FitAll Reviews
Bask Bank Interest Savings Account Logo
Bask Bank Interest Savings Account
8.1
Bask Bank Interest Savings Account

The Bask Interest Savings Account is a popular savings account from Bask Bank, an internet-only bank. With a competitive 5.10% APY and no monthly account fees, it’s worth considering if you’re in the market for a new high-yield savings account.

PSECU Logo
PSECU
9.0
PSECU

With over 575,000 members, PSECU is the state’s largest credit union and offers a versatile range of products to meet the needs of consumers at all life stages and of all income levels.

First Horizon Bank Logo
First Horizon Bank
7.1
First Horizon Bank

First Horizon Bank may be a good option for consumers looking for a regional bank with a focus on the local community and friendly customer service. If you are looking for a bank bonus, First Horizon is not for you. They have a lower BankBonus.com rating due to the lack of promotions offered since 2021.

PNC Virtual Wallet Logo
PNC Virtual Wallet
9.0
PNC Virtual Wallet

PNC Virtual Wallet is best for anyone who wants digital budgeting and savings tools while being able to manage their money online. Having two checking accounts and one savings account makes it easy to manage your funds, reach your financial goals, and stay organized.

CIT Bank Platinum Savings Logo
CIT Bank Platinum Savings
8.5
CIT Bank Platinum Savings

The CIT Bank Platinum Savings account may be right for you if you have at least $5,000 to put in savings and leave there. The interest compounds daily, so they calculate your balance daily rather than an average monthly balance. If you have enough money to meet the threshold, you can earn significant interest on your balance.

Valley Direct Online High Yield Savings Logo
Valley Direct Online High Yield Savings
9.0
Valley Direct Online High Yield Savings

Right now new customers can earn as much as 4.25% with a Valley Direct High Yield Savings account.

Western Alliance Bank High-Yield Savings Premier Logo
Western Alliance Bank High-Yield Savings Premier
9.0
Western Alliance Bank High-Yield Savings Premier

With no account activity or maintenance fees and a highly competitive interest rate, the Western Alliance Bank High-Yield Saving Premier account packs a punch.

J.P. Morgan Wealth Management Logo
J.P. Morgan Wealth Management
9.0
J.P. Morgan Wealth Management

J.P. Morgan Wealth Management services offer opportunities for everyone to get control of their finances and reach their goals. Many accounts have high minimum balance requirements, but there are opportunities for everyone, including a robo-advisor or personal advisor service, offering affordable advisory services for people with little money to invest.

Raisin (formerly SaveBetter) Logo
Raisin (formerly SaveBetter)
7.0
Raisin (formerly SaveBetter)

Raisin, formerly SaveBetter, is still relatively new, so it’s working out some kinks, but it promises to be a great way to make your money grow. If you don’t mind banking online and want to take advantage of high, unadvertised interest rates, consider Raisin and its partner banks for your savings needs.

Apple Savings Account Logo
Apple Savings Account
Corporate
9.0
Apple Savings Account
Corporate

Apple’s new savings account makes it easy for Apple Card users to automatically save money and earn interest on their Daily Cash. With no account fees or hurdles for earning the full APY, it’s a competitive savings account option for iPhone users.

U.S. Bank Business Checking Account Logo
U.S. Bank Business Checking Account
National Bank
9.0
U.S. Bank Business Checking Account
National Bank

U.S. Bank offers enticing business checking account options to meet the needs of businesses of all sizes, but you may be able to get better customer service and higher interest rates with an online-only bank.

Chase Private Client Logo
Chase Private Client
National Bank
8.9
Chase Private Client
National Bank

Chase Private Clients receive top-notch customer service, have access to low and no-fee services, and have access to stellar investment services. Consider Chase Private Client your one-stop shop for all your financing needs, keeping everything in one place and having exclusive support from bankers that know you and your financial situation.

Live Oak Bank Logo
Live Oak Bank
Neobank
9.0
Live Oak Bank
Neobank

Live Oak Bank’s mission is to be known as America’s small business bank. They define the ideal small business customer as a business with five employees or less, has been in business for less than five years, and earns anywhere from $50,000 to $500,000 in annual revenue.

Truist Logo
Truist
National Bank
8.0
Truist
National Bank

Truist is a regional bank that operates in 17 states plus D.C. It provides checking and savings accounts to benefit your everyday banking needs. But if you are in the market to grow your savings with high APYs, Truist is not for you.

First National Bank Logo
First National Bank
Regional Bank
8.3
First National Bank
Regional Bank

FNB is a regional bank that offers several attractive accounts and banking features to its customers across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, and Virginia.

First Citizens Bank Logo
First Citizens Bank
Regional Bank
8.0
First Citizens Bank
Regional Bank

First Citizens Bank offers an impressive selection of banking, wealth management, and investment services to its customers across 22 US states.

UFB Direct Logo
UFB Direct
Online Bank
8.0
UFB Direct
Online Bank

A growing division of Axos Bank, UFB Direct’s competitive interest rates set it apart from the competition.

Acorns  Logo
Acorns
Neobank
9.0
Acorns
Neobank

Acorns is a low-cost investment platform that allows you to automate your account balance and personal finances. You'll have a diversified portfolio, automatic rebalancing when necessary, and financial advisors to guide you along the way.

SoFi Checking and Savings Logo
SoFi Checking and Savings
Neobank
9.0
SoFi Checking and Savings
Neobank

SoFi Checking and Savings (formerly SoFi Money) is an online checking and savings account rolled into one. Aside from banking, SoFi also offers several other products and services including a credit card, personal loans, student loans, refinance options including student loan refinancing, and credit score and budgeting.

Synchrony Bank Logo
Synchrony Bank
Online Bank
6.8
Synchrony Bank
Online Bank

If high yield is what you want, then you've found a solid option in a Synchrony Bank savings account. Synchrony offers no monthly fees, relatively high APYs, and a user-friendly platform.

KeyBank Logo
KeyBank
National Bank
9.0
KeyBank
National Bank

KeyBank mainly targets customers looking for a local full-service bank and access to branches. With a full suite of banking products, it’s ideal for customers who value a relationship with their bank.

Barclays Bank Logo
Barclays Bank
International Bank
7.5
Barclays Bank
International Bank

Barclays Bank can be a good fit for people looking for a bank that helps them manage their personal finances. The high-interest rate on their savings account makes it a good emergency fund option.

Bluebird By American Express Logo
Bluebird By American Express
Online Bank
9.0
Bluebird By American Express
Online Bank

With Bluebird by American Express, there’s plenty to like. You’ll rarely need to worry about fees, and the card mirrors most major checking accounts' features. Plus, you’ll get access to tempting Amex offers without paying credit card fees.

Santander Bank Logo
Santander Bank
National Bank
9.0
Santander Bank
National Bank

If you want a local, full-service community bank, then Santander might be a great choice. They have a wide range of products and services, with 1,814 branches nationwide to help you with your banking needs.

QuickBooks Checking Logo
QuickBooks Checking
Fintech
9.0
QuickBooks Checking
Fintech

QuickBooks Checking eliminates the need to manually update your business transactions by integrating with your current QuickBooks Online account. When considering the added convenience and the potential APY, QuickBooks Checking makes a lot of sense, particularly for current QBO users.

Capital One 360 Performance Savings Logo
Capital One 360 Performance Savings
National Bank
9.0
Capital One 360 Performance Savings
National Bank

With an industry-leading mobile app and in-person account support, the Capital One 360 Performance Savings account stands out as a savings option that comes with a little bit of everything.

Chase First Banking℠ Logo
Chase First Banking℠
National Bank
9.0
Chase First Banking℠
National Bank

Chase First Banking℠ is a solid option for current Chase customers who want to teach their kids about banking.

Fifth Third Bank Logo
Fifth Third Bank
National Bank
9.0
Fifth Third Bank
National Bank

Fifth Third Bank offers plenty of products, and it even has a mobile app that outpaces plenty of similarly small banks. Add in a solid sign-up bonus, and Fifth Third starts to feel like a sure thing.

PenFed Credit Union Logo
PenFed Credit Union
Credit Union
9.0
PenFed Credit Union
Credit Union

If you’re looking for a banking option that does everything well, you’ll definitely find it with PenFed Credit Union. While other credit unions might require a fee or only serve a particular community, PenFed is truly open to anyone who wants to become a member.

Consumers Credit Union Logo
Consumers Credit Union
Credit Union
7.9
Consumers Credit Union
Credit Union

Consumers Credit Union offers a comprehensive banking platform that's more accessible than the majority of credit unions. You can become a CCU member no matter what state you live in, and there are plenty of accounts and services to take advantage of.

Navy Federal Credit Union Logo
Navy Federal Credit Union
Credit Union
8.4
Navy Federal Credit Union
Credit Union

Between well-regarded customer service and accounts suited for anyone, Navy Federal is a solid credit union overall.

Alliant Credit Union Logo
Alliant Credit Union
Credit Union
9.0
Alliant Credit Union
Credit Union

With Alliant Credit Union, you kind of get it all. The mobile app is top-tier, and its online accounts come with fee structures and savings rates that can compete with the best neobanks.

Varo Bank Logo
Varo Bank
Neobank
8.2
Varo Bank
Neobank

Varo is one of the biggest neobanks out there and comes with many features that people like. With low fees, high APYs, and solid customer service, Varo definitely qualifies as a good option for banking.

Huntington National Bank Logo
Huntington National Bank
National Bank
9.0
Huntington National Bank
National Bank

If you live in one of the 11 states that Huntington Bank operates, you have some solid options for high-yield checking, savings, and CDs!

EverBank (formerly TIAA) Logo
EverBank (formerly TIAA)
Online Bank
9.6
EverBank (formerly TIAA)
Online Bank

Overall, there is a lot to like about EverBank, formerly TIAA Bank. You'll find plenty of account options and most of them come with higher interest rates than the national average. You're also covered with an expansive ATM network, mobile app, and hands-on customer service team.

USAA Bank Logo
USAA Bank
Online Bank
9.0
USAA Bank
Online Bank

If you're enlisted or served in the past, USAA Bank could be a great option for you. While it does trend behind in on its savings account interest rates, overall, there is a lot to like.

Regions Bank Logo
Regions Bank
Regional Bank
8.6
Regions Bank
Regional Bank

Regions Bank has a strong presence in the South and parts of the Midwest. Living in their service area allows you to access numerous banking products such as checking accounts, savings accounts, CDs, and MMAs. They are insured by the FDIC and offer great customer support.

Charles Schwab Bank Logo
Charles Schwab Bank
Online Bank
9.0
Charles Schwab Bank
Online Bank

Overall, Charles Schwab Bank is recommended for those who are already comfortable with Schwab’s investment platform and want all of their deposit and investment accounts in one place.

Current Logo
Current
Neobank
9.0
Current
Neobank

Current is an all-in-one credit building and banking platform with competitive APY, convenient features, and a rewarding spending account.

American Express High Yield Savings Account Logo
American Express High Yield Savings Account
National Bank
9.0
American Express High Yield Savings Account
National Bank

Overall, the American Express High Yield Saving account is a solid choice from one of the world's best-known financial service providers offering higher rates than the national average.

Marcus by Goldman Sachs Logo
Marcus by Goldman Sachs
Online Bank
8.5
Marcus by Goldman Sachs
Online Bank

Overall, Marcus by Goldman Sachs offers one of the best online banking platforms with a clean, user-friendly interface and high-earning account options.

PNC Bank Logo
PNC Bank
National Bank
9.0
PNC Bank
National Bank

PNC is a traditional bank with an exceptional digital banking experience and a convenient hybrid checking and savings account.

Citizens Bank Logo
Citizens Bank
National Bank
8.0
Citizens Bank
National Bank

With a wide variety of accounts, plenty of in-person support, and options for traditional online banking, Citizens Bank is a solid choice for your financial needs.

BMO Logo
BMO
National Bank
8.1
BMO
National Bank

In the states where BMO has physical locations, it has a lot to offer, including many locations and ATMs, numerous account options, and robust online services, making it a solid all-in-one banking option.

Axos Bank Logo
Axos Bank
Online Bank
9.7
Axos Bank
Online Bank

Competitive APYs on high-yield savings accounts, minimal fees, and access to a wide range of financial products are just a few of the compelling reasons to sign up with Axos Bank.

U.S. Bank Logo
U.S. Bank
National Bank
9.0
U.S. Bank
National Bank

With U.S. Bank you can find all of your standard banking services. If you're located in the West or Midwest, you shouldn't have any trouble locating a branch or ATM, and you can enjoy all of the convenience of a big bank.

Discover Bank Logo
Discover Bank
Online Bank
9.8
Discover Bank
Online Bank

Discover® Bank allows you to have all your banking products in one place, all with no fees. The bank also offers such competitive rates on savings accounts that it is 5x the National Savings Average.

Capital One Bank Logo
Capital One Bank
National Bank
9.1
Capital One Bank
National Bank

Overall, Capital One has a well-established online presence and over 750 physical locations. You can expect to find competitive interest rates and a nice variety of products and services.

TD Bank Logo
TD Bank
National Bank
8.6
TD Bank
National Bank

TD Bank is a solid option overall, with a number of competitive products, a user-friendly mobile app, and an emphasis on convenience and customer satisfaction.

HSBC Bank Logo
HSBC Bank
National Bank
8.1
HSBC Bank
National Bank

HSBC Bank has a lot to offer. It has a wide variety of products that you normally only see with big, national banks. With HSBC Direct, you can also find the minimalist, higher-APY options common in modern online banks.

Citibank Logo
Citibank
National Bank
8.8
Citibank
National Bank

If you're looking for convenience and the peace of mind that comes with big banks, combined with a competitive HYSA account, you can't go wrong with Citibank

CIT Bank Logo
CIT Bank
Online Bank
8.5
CIT Bank
Online Bank

If you're comfortable with an online-only bank, CIT is a solid choice. Their parent company has been around since 1908, and the bank offers everything you'd expect from online-focused banks: rates the national banks can't compete with, an intuitive digital experience, and a fair fee structure.

Chime Logo
Chime
Neobank
8.4
Chime
Neobank

Chime is a player in the fintech space, with an intuitive mobile app, no maintenance, hidden or foreign transaction fees, and built-in features to help you save. They don't offer many account options, but you’ll find a competitive rate and a top-notch digital experience (as you'd expect!).

Ally Bank Logo
Ally Bank
Online Bank
9.6
Ally Bank
Online Bank

Ally is one of our favorite banks. They offer consistently high rates, low fees, and solid products covering your banking and investing needs. They're online-only, which is a driver for their favorable rates and fees, but that can be a deterrent for customers who prefer to have the option of in-person support.

Wells Fargo Logo
Wells Fargo
National Bank
8.0
Wells Fargo
National Bank

Wells Fargo is one of the country’s largest banks with $1.9 trillion in assets. With an expansive set of offerings from checking and savings accounts to credit cards, Wells Fargo is worth checking out if you want to work with a large global bank.

Bank of America Logo
Bank of America
National Bank
8.0
Bank of America
National Bank

Bank of America is the second-largest bank in the United States, with physical branches in nearly every state. They also have a really well-reviewed app. Overall, Bank of America is an okay choice if you're looking for a one-stop bank for your basic needs.

Chase Bank Logo
Chase Bank
National Bank
9.0
Chase Bank
National Bank

Chase is the largest bank in the United States, with locations in most states and an exceptional mobile experience. With a wide array of banking products, from personal and business accounts to mortgages and credit cards, Chase is worth considering if you want a full-service bank.