PNC Virtual Wallet Pro $200 Bonus

Don't live in a state where PNC has a branch? No worries, PNC is offering a $200 bonus when you open a Virtual Wallet Checking Pro account, which is only available to customers outside their in-branch footprint. Just complete the direct deposit requirements within 60 days. If you're in any one of the following states, this bonus is for you: AK, AR, CT, HI, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, TN, UT, VT, WA, WY.

How To Earn The Bonus

The PNC Virtual Wallet Pro promotion requires you to set up direct deposits in order to earn the $200 bonus.

Full requirements to receive this bonus are:

1. Reside in a state that doesn't have a PNC branch.
2. Open an account using the link below.
3. Within 60 days, complete direct deposits totaling $2,000.
4. Bonus will be deposited within 60-90 days after all conditions are met.

Open a Virtual Wallet Pro account now to earn the $200 bonus

The fine print

• Your Virtual Wallet® Checking Pro must remain open in order for you to receive the reward.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months.

How does this personal checking offer from PNC compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

U.S. Bank

U.S. Bank Smartly® Checking

Bonus

up to $1000

Account Type

Personal Checking

Expires In

29 days

Requires

• Direct Deposit
• Min Balance (optional)

Full Details

Citi®

Citi Priority Relationship Tier

Bonus

up to $2000 w/activities

Account Type

Personal Checking

Expires In

99 days

Requires

• Min Balance

Full Details

Discover

Cashback Debit

Bonus

up to $360

Account Type

Personal Checking

Expires In

Limited Time

Requires

• Card Spend

Full Details

Why PNC Bank?

PNC Bank is the 7th largest in the U.S., with over 60,000 ATMs and approximately 2,400 physical branches across the country. This includes the former BBVA locations, which they acquired in 2021.

PNC offers "Spend, Reserve and Growth" virtual wallets. Spend is for day-to-day activity, Reserve is for short term planning, and Growth is a long term savings account. A single fee covers the trio of accounts and, like most linked accounts, it's easy to transfer money between the three (plus offers 2-layers of fee-free overdraft protection).

Ultimately, however, PNC isn't our top pick if you're shopping for a new bank. Typical of the big national brands, their interest rates are low in some markets. And while they offer online and mobile banking with all of the major features, their apps feel more dated than competitor products (and definitely more than the tech-based banks).

Learn more in our PNC Bank review

Virtual Wallet® Checking Pro

Fees

Virtual Wallet® Checking Pro does not charge a monthly fee.

Open a Virtual Wallet Pro before the bonus expires on October 31, 2023

PNC Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Get a better idea of how well PNC Bank can serve you by checking out their branches closest to your area:

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.