PNC Virtual Wallet® Checking Pro $200 Bonus

PNC Bank : Virtual Wallet® Checking Pro

Bonus Amount
$200
Account Type
Personal Checking
Available In Your Area?
No
Offer Expires In
Bonus Requirements
  1. Reside in a state that doesn't have a PNC branch.
  2. Open an account using the link below.
  3. Within 60 days, complete direct deposits totaling $2,000.
  4. Bonus will be deposited within 60-90 days after all conditions are met.
Other Details
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Monthly Fees?
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Don't live in a state where PNC has a branch? No worries, PNC is offering a $200 bonus when you open a Virtual Wallet Checking Pro account, which is only available to customers outside their in-branch footprint. Just complete the direct deposit requirements within 60 days. If you're in any one of the following states, this bonus is for you: AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY.

How To Earn The Bonus

The PNC Virtual Wallet® Checking Pro promotion requires you to set up direct deposits in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Reside in a state that doesn't have a PNC branch.
  2. Open an account using the link below.
  3. Within 60 days, complete direct deposits totaling $2,000.
  4. Bonus will be deposited within 60-90 days after all conditions are met.

The fine print

  • Your Virtual Wallet® Checking Pro must remain open in order for you to receive the reward.
  • New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months.

How does this checking offer from PNC compare?

Chase Bank Logo
Chase Bank is offering $225 when you open a Chase Total Checking® account. see full details
Citi Logo
Citi gives you up to $1500 when you open a Citi Priority account. see full details
Aspiration Logo
Earn $200 from Aspiration when you open an Aspiration Plus account. see full details

Why PNC Bank?

PNC Bank is the 7th largest in the U.S., with nearly 2,300 physical branches across the country. They recently acquired BBVA, increasing their reach even further.

Similar to Citi's "banking packages", PNC offers combo products that pair checking, short and long-term savings accounts together under "Spend, Reserve and Growth" virtual wallets. A single fee covers the trio of accounts and, like most linked accounts, it's easy to transfer money between the three (plus offers 2-layers of fee-free overdraft protection).

Ultimately, however, PNC isn't our top pick if you're shopping for a new bank. Typical of the big national brands, their interest rates are low. And while they offer online and mobile banking with all of the major features, their apps feel more dated than competitor products (and definitely more than the tech-based banks).

Our advice? Do enough with PNC to grab your welcome bonus (now available nationwide!), but don't choose them as your primary bank.

Virtual Wallet® Checking Pro

Virtual Wallet® Checking Pro is a checking account for those that are considered "out of footprint", which basically means in a state that doesn't have a physical branch. These include customers in: AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA and WY.

Fees

Virtual Wallet® Checking Pro does not charge a monthly fee.

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.