New for 2026, First Bank is offering a $300 bonus on their Inspire Checking account. This is on top of the interest that the account earns. To earn the bonus you'll need to use your debit card and connect your direct deposit. Don't worry, the amount is rather low at $500 total over a 60 day period.
They are also currently running the same offer on their Icon Checking for a $500 bonus, which are much more desirable if you have a (much) higher direct deposit.
How To Earn The Bonus
The First Bank Inspire Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
Please refer to the institution's website for any terms and conditions that may apply.
Open an Inspire Checking account before the bonus expires on June 30, 2026
How does this personal checking offer from First Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 18 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 42 days
- Requires
- Qualifying Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 45 days
- Requires
- Direct Deposit
Why First Bank?
Inspire Checking
Inspire Checking is designed for customers who want a step up in everyday banking power. Account holders receive a First Bank Onyx Debit Mastercard® with higher daily spending and withdrawal limits than a standard debit card, along with Digital Wallet connectivity and Zero Liability Protection.
The account includes access to over 55,000 surcharge-free Allpoint® Network ATMs nationwide, and, like all First Bank personal checking accounts, Inspire includes full access to 24/7 Mobile Banking, Mobile Deposit, Bill Pay, and eStatements.
Fees
Inspire Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Maintain direct deposits of $500 or more and an average ledger balance of $500 or more per cycle
- OR, Hold combined balances of $15,000 or more across eligible First Bank deposit and loan accounts
Apply now for an Inspire Checking account to earn the $300 bonus offer
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