New for 2026, First Bank is offering a $100 bonus on their Imagine Checking account. This is on top of the interest that the account earns. To earn the bonus you'll need to use your debit card and connect your direct deposit. Don't worry, the amount is rather low at $300 total over a 60 day period.
They are also currently running the same offer on their Inspire Checking and Icon Checking for $300 and $500 bonuses respectively, which are much more desirable if you have a higher direct deposit.
How To Earn The Bonus
The First Bank Imagine Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $100 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
Please refer to the institution's website for any terms and conditions that may apply.
Open an Imagine Checking account before the bonus expires on June 30, 2026
How does this personal checking offer from First Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 18 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 42 days
- Requires
- Qualifying Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 45 days
- Requires
- Direct Deposit
Why First Bank?
Imagine Checking
Imagine Checking is First Bank's most accessible checking account, requiring just $25 to open. The account is BankOn certified, meaning it meets national standards for low-cost, affordable banking — making it a strong option for customers who want simple, no-hassle money management. It also eliminates overdraft fees, removing the stress of unexpected charges from everyday spending.
The account earns interest on your balance, with an APY of approximately 2.60% on balances up to $1,000, and a lower rate on amounts above that threshold. Customers get full access to First Bank's digital tools, including eBanking, Mobile Banking, Mobile Deposit, Bill Pay, and eStatements — all at no extra cost.
Fees
Imagine Checking does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Be less than 25 years old
Apply now for an Imagine Checking account to earn the $100 bonus offer
Share Your Thoughts or Questions
There have been 0 comments about the First Bank Imagine Checking $100 Bonus.
Add to the discussion