Fifth Third Bank Personal Checking $300 Bonus

Fifth Third Bank is back with their regular personal checking account bonus.

You can open the account online through the promotion's landing page, or choose instead to enter your email address to receive a unique code that you can take into your local branch.

Another perk? Users report receiving their bonus just days after the qualifying deposit is posted. Be sure to signup early though, as we've seen them pull their offer as it gets closer to the deadline.

How To Earn The Bonus

The Fifth Third Bank Personal Checking promotion requires you to set up eligible direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

• The $300 checking bonus does not require any additional activities.
• A qualifying Direct Deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security).
• In order to receive the cash bonus, your checking account must be open and in good standing.
• Offer is not available to existing Fifth Third checking customers or to those with a Fifth Third Checking account that has been closed within the last 13 months.
• Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
• Eligibility may be limited based on your account type and ownership role.
• Account must be funded within 45 days of account opening.
• No minimum deposit required to open a checking account.
• Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor.
• UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS. See your banker for details.
• Not valid with any other offer.

Open a Personal Checking account before the bonus expires on December 31, 2024

How does this personal checking offer from Fifth Third Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

TD Bank

Beyond Checking

Bonus

$300

Account Type

Personal Checking

Expires In

41 days

Requires

• Direct Deposit

Full Details

BMO

Smart Advantage Checking Account

Bonus

$300

Account Type

Personal Checking

Expires In

74 days

Requires

• Direct Deposit

Full Details

Discover

Discover® Cashback Checking

Bonus

up to $360

Account Type

Personal Checking

Expires In

Limited Time

Requires

• Card Spend

Full Details

Why Fifth Third Bank?

Fifth Third Bank is a regional bank offering a full suite of products to both personal and business customers. They are headquartered in Ohio, with more than 1,100 branches across the Midwest, South and Southeast.

Their basic accounts have reasonable (and waivable) monthly fees, but keep in mind that their other fees can be steep and Fifth Third's savings rates are laughably low.

That said, if you're in one of the 10 states that Fifth Third does business, you could benefit from the great sign-up bonuses that the bank consistently offers. Particularly on the personal side, Fifth Third Bank's checking account offers are some of the most competitive when you consider the requirements-to-reward.

Learn more in our Fifth Third Bank review

Momentum® Checking

Momentum Checking is a free checking account that covers all the basics — you’ll get a contactless debit card, mobile banking, and direct deposit.

There is no monthly maintenance fee or minimum deposit requirements, and you can open an account with any amount for your initial deposit.

Fees

Momentum® Checking does not charge a monthly maintenance fee.

Preferred Checking®

Preferred Checking is Fifth Third’s premium checking account that comes with exclusive discounts, benefits, and services.

Some of the added benefits include reimbursed ATM fees, complimentary identity fraud alerts along with access to your credit report and score, commission-free trades in your brokerage account, free checks, notary services, money orders, cashiers checks, and a 3x5 safe deposit box, and a dedicated customer service line along with access to investment consultants.

Fees

Preferred Checking® does charge a monthly maintenance fee of $25, but there are ways to get this waived:

• Reach a combined total balance of $100,000 across any of your Fifth Third Bank deposit and investment accounts.

Apply now for a Personal Checking account to earn the $300 bonus offer

Share Your Thoughts or Questions