Available nationwide with the ability to open online, Axos is offering up to a $200 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. This is an average offer so there's no rush to jump on it. With that said, you can earn up to $600 if you bundle it with their Business Premium Savings account.
How To Earn The Bonus
The Axos Basic Business Checking promotion requires you to deposit and maintain a minimum balance in order to earn the up to $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- The Basic Business Checking account must remain open for 180 days or an early closure fee of up to $200 may apply.
- Must be new funds to receive bonus credit.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles
- This promotion is only available to new Axos Small Business customers who have stablished their business less than one (1) calendar year from the date of application submission.
Open a Basic Business Checking account before the bonus expires on June 30, 2026
How does this business checking offer from Axos compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
U.S. Bank
Business Checking
- Bonus
- up to $1200
- Account Type
- Business Checking
- Expires In
- 58 days
- Requires
- Min Balance
- Bill Pay (optional)
- Card Spend (optional)
Bank of America
Bank of America® Business Advantage Banking
- Bonus
- $200
- Account Type
- Business Checking
- Expires In
- 44 days
- Requires
- Min Balance
Chase
Chase Business Complete Checking®
- Bonus
- up to $500
- Account Type
- Business Checking
- Expires In
- 66 days
- Requires
- Min Balance
- Card Spend (optional)
Why Axos Bank?
Axos is a relatively new, online-only bank, established in 2000 and based in California. They offer both personal and business products, with particularly competitive rates on the personal side. In fact, their personal checking account earns a higher rate than most money market accounts (though there are a couple of tier requirements to earn the full advertised rate).
Altogether, Axos offers fewer products than the big banks, but enough for the average consumer and small business owner: checking and savings accounts, CDs, home, auto and personal loans. Also under the Axos umbrella, the company offers Axos Invest, a robo-advisor similar to products like Betterment and Wealthfront.
Learn more in our Axos Bank review
Basic Business Checking
Axos Basic Business Checking comes with no monthly maintenance fees and no minimum deposit requirements to open your account. The first set of 50 checks is free, and they now offer unlimited transactions — debits, credits, or other deposits — at no additional cost per month.
Another new perk they've added is free domestic incoming wires and reimbursement for up to 2 domestic outbound wire transfers each month. Not bad for a free business account!
Fees
Basic Business Checking does not charge a monthly maintenance fee.
Apply now for a Basic Business Checking account to earn the up to $200 bonus offer
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