Available in select New York, New Jersey and Pennsylvania counties, Visions Federal Credit Union is offering up to a $200 welcome bonus when you open a new personal checking account and set up direct deposit. This is a tiered bonus, the more activities you can complete, the more you can earn.
How To Earn The Bonus
The Visions Federal Credit Union Personal Checking promotion requires you to set up eligible direct deposits, and optionally, make purchases using the account's card in order to earn the up to $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Direct deposits must be payroll from employment, pension, or Social Security.
- Consumer accounts only; must be in good standing.
- Guardian, rep payee or executor, collections charge-off, business, and/or organizational accounts are ineligible.
- Must be 18 years of age or older.
- Member cannot take advantage of promotion more than once.
Open a Personal Checking account before the bonus expires on December 31, 2024
How does this personal checking offer from Visions Federal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 47 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Visions Federal Credit Union?
Flex Checking
Flex Checking is Visions Federal Credit Union's basic checking account that comes with a debit card touting perks.Fees
Flex Checking does not charge a monthly maintenance fee.
Flex Checking Plus
Flex Checking Plus is Visions Federal Credit Union's interest-bearing checking account.Fees
Flex Checking Plus does charge a monthly maintenance fee of $8, but there are ways to get this waived:
- Maintain a 1,000 minimum account balance at all times
- OR, maintain $25,000 in combined consumer deposit/loan balances at all times
Apply now for a Personal Checking account to earn the up to $200 bonus offer
How to Join Visions Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Visions Federal Credit Union's membership requirements:
- Live, work, worship, or attend school in the following New York counties: Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Madison, Otsego, Rockland*, Schuyler, Steuben, Tioga, or Tompkins or the cities of Rochester* or Syracuse
- Live, work, worship, or attend school in the following Pennsylvania counties: Bradford or Susquehanna, portions of South Westmoreland* or North Fayette* Counties, the city of Reading*, portions of the Cities of Allentown*, Bethlehem*, or Easton*
- Live, work, worship, or attend school in the following New Jersey counties: Bergen or Passaic; or portions of Essex*, Hudson*, or Union* Counties
- Have family that are already members of Visions Federal Credit Union.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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