Available to residents in select California counties, Valley First Credit Union is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit.
How To Earn The Bonus
The Valley First Credit Union Purple Checking promotion requires you to set up direct deposits in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Offer does not apply if you have an existing Valley First Credit Union checking account or have closed a Valley First checking account within the last 12 months, including joint account ownership.
- Account must be open and in good standing to receive Bonus.
- Bonus Dividend will be reported as interest (dividends) assumed on IRS Form 1099-INT. Recipient is responsible for any applicable taxes.
- Offer cannot be combined with any other offer.
- New accounts subject to ChexSystems.
- Membership eligibility requirements apply.
Open a Purple Checking account before the bonus expires
How does this personal checking offer from Valley First Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 59 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 243 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 55 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Valley First Credit Union?
Purple Checking
Receive 1% cash back on the first $1000 in purchases with your debit card. Cash back will be automatically deposited to your Purple Checking Account each month. You'll also receive $15 in ATM fee reimbursements each month with qualifying activities.Fees
Purple Checking does not charge a monthly maintenance fee.
Apply now for a Purple Checking account to earn the $200 bonus offer
How to Join Valley First Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Valley First Credit Union's membership requirements:
- Live, work, worship, or attend school in Calaveras, Fresno, Kern, Kings, Madera, Mariposa, Merced, Sacramento, San Joaquin, Stanislaus, Tulare or Tuolumne County
- Are employed with an employer group specifically listed in the credit union's field of membership Select Employer Group (SEG)
- Are an immediate family member of a Valley First Credit Union member, including grandparents, grandchildren, parents, spouse, children (natural, foster or adopted) siblings
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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