Available in a select footprint of California with the ability to open online, BluPeak Credit Union is offering up to $600 in welcome bonuses when you open any new personal checking account and complete direct deposit requirements.
This is a multi-part offer that rewards members that keep active accounts. It pays out bonuses each quarter that you complete the requirements in the first year. Beware though, if you miss qualifying for a bonus in a quarter, you'll be ineligible to receive any future payouts.
How To Earn The Bonus
The BluPeak Personal Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the up to $600 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Must be 18 years of age to participate.
- Member must use promo code SPLASH at account open to receive the bonus.
- Must NOT have held a BluPeak consumer checking account since July 8, 2023 and meet membership eligibility and account opening criteria.
- To be eligible for bonuses, new members must open one of the following checking products: Free Checking with eStatements ($25 min funding), Premier Membership ($100 min funding), or Student ($250 min funding).
- Account must be open and in good standing at the time of bonus delivery.
- BluPeak employees not eligible.
- A qualifying “Direct Deposit” means a recurring electronic deposit of income to an accountholder’s BluPeak Checking account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, benefits provider or government agency via the Automated Clearing House (“ACH”) Network that is new to BluPeak (meaning it is not redirected from an existing BluPeak account). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), investments and bank/credit union funds transfers, and wire transfers, as well as deposits that are non-recurring electronic deposits such as IRS tax refunds, do NOT constitute Direct Deposit activity and a BONUS WILL NOT BE PAID.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from BluPeak compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
HSBC
HSBC Premier
- Bonus
- up to $3000
- Account Type
- Personal Checking
- Expires In
- 91 days
- Requires
- Direct Deposit (optional)
- Min Balance (optional)
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 69 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Recent Versions of This Offer
Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from BluPeak has changed over time:
| Promo Dates | Amount | Requirement Notes |
|---|---|---|
| Mar 27 - Oct 23, 2023 | up to $300 | Use promo code "NewMover" to instantly earn $50 when joining. Receive direct deposits totaling $250 to earn an additional $50. Maintain the direct deposits for 6 months to earn an additional $100. Earn the final $100 for maintaining the direct deposits for the entire first year. |
Why BluPeak Credit Union?
In 2022, USE Credit Union (University State Employees Credit Union) changed its name to BluPeak Credit Union.Free Checking
Fees
Free Checking does not charge a monthly maintenance fee.
Premier Checking
Fees
Premier Checking does charge a monthly maintenance fee of $15, but there are ways to get this waived:
- Maintain $10,000 or more in combined deposit balances.
- OR, Be age 55 or older.
- OR, have a USECU first mortgage.
Apply now for a Personal Checking account to earn the up to $600 bonus offer
How to Join BluPeak Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of BluPeak's membership requirements:
- Everyone who lives, works, or worships in the California counties of Alameda, Sacramento, San Diego, Santa Clara, or Yolo.
- Every employee of the State of California, including all its administrative offices.
- Every employee, retiree, student or alumnus of the University of California and California State University system.
- Every employee and member of a Select Employee Group (SEG).
- Immediate family of a USE Credit Union member or persons living in the same residence with a member and maintaining a single economic unit.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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