If you’re a rewards card strategist, the U.S. Bank Cash+ Visa Signature might be worth adding to the collection to maximize your rewards, offering solid rewards across its bonus categories. However, it isn’t our top pick as a standalone cashback card, with more rewarding—and less complicated—options out there.
U.S. Bank's Cash+ Visa Signature Card offers new cardholders a welcome bonus of $200 after spending $1,000 on eligible purchases within the first 120 days of opening the account.
This is up from their old offer of $150, but the spend requirement is also higher (the old offer required $500 within 90 days).
The Cash+ Visa Signature Card offers a customizable cashback scheme, and no annual fee.
How To Earn The Bonus
The U.S. Bank Cash+® Visa Signature® Card promotion requires you to make purchases using the account's card in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Cash back is not earned for Advances (including wire transfers, travelers’ checks, money orders, foreign cash transactions. betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees. credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
- Existing and previous Cash Rewards accounts do not qualify for this one-time bonus.
- One-time bonus cash does not apply toward account upgrades.
- This offer may not be combined with any other bonus offer.
- Offer is subject to credit approval.
Learn more about the U.S. Bank Cash+® Visa Signature® Card bonus offer before it expires
How does this Personal Card from U.S. Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Amex
American Express® Gold Card
- Bonus
- 90,000 Points
- Account Type
- Personal Card
- Annual Fee
- $325
Citi®
Citi Premier® Card
- Bonus
- 60,000 Points
- Account Type
- Personal Card
- Annual Fee
- $95
Amex
Blue Cash Preferred® Card from American Express
- Bonus
- $250
- Account Type
- Personal Card
- Annual Fee
- $0 intro annual fee for the first year, then $95.
Why U.S. Bank?
U.S. Bank is the consumer banking division of U.S. Bancorp, which is the fifth-largest banking institution in the United States.
The bank traces its history back to 1863 when it was first opened as the First National Bank of Cincinnati. Following a series of mergers and acquisitions in the early 2000s, U.S. Bank officially established its headquarters in Minneapolis, Minnesota, and now operates more than 2,200 physical branches across the Midwest and Western U.S.
U.S. Bank offers a wide range of both personal and small business accounts, and they often offer new customers generous promotions in exchange for opening a new U.S. Bank account.
Learn more in our U.S. Bank review
U.S. Bank Cash+® Visa Signature® Card
If you’re a rewards card strategist, the U.S. Bank Cash+ Visa Signature might be worth adding to the collection to maximize your rewards, offering solid rewards across its bonus categories. However, it isn’t our top pick as a standalone cashback card, with more rewarding—and less complicated—options out there.
Pros
- No annual fee
- Intro APR
- Up to 5% cashback
Cons
- Quarterly spending caps
- Foreign transaction fee
Learn more about the U.S. Bank Cash+® Visa Signature® Card bonus offer before it expires