U.S. Bank Cash+® Visa Signature® Card $200 Bonus

U.S. Bank : Cash+® Visa Signature® Card

Bonus Amount
$200
Account Type
Personal Credit Card
Available In Your Area?
Yes
Offer Expires In
Limited Time Offer
Bonus Requirements
  1. Apply for a new U.S. Bank Cash+® Visa Signature® Card using the link below.
  2. Within 120 days, spend $1,000 using your new card.
  3. Bonus will be credited to your rewards account within 6 to 8 weeks of meeting the requirement.
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U.S. Bank's Cash+ Visa Signature Card offers new cardholders a welcome bonus of $200 after spending $1,000 on eligible purchases within the first 120 days of opening the account.

This is up from their old offer of $150, but the spend requirement is also higher (the old offer required $500 within 90 days).

The Cash+ Visa Signature Card offers a 0% intro APR on balance transfers for the first 18 months, a customizable cashback scheme, and no annual fee.

How To Earn The Bonus

The U.S. Bank Cash+® Visa Signature® Card promotion requires you to make purchases using the account's card in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Apply for a new U.S. Bank Cash+® Visa Signature® Card using the link below.
  2. Within 120 days, spend $1,000 using your new card.
  3. Bonus will be credited to your rewards account within 6 to 8 weeks of meeting the requirement.

The fine print

  • Cash back is not earned for Advances (including wire transfers, travelers’ checks, money orders, foreign cash transactions. betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees. credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
  • Existing and previous Cash Rewards accounts do not qualify for this one-time bonus.
  • One-time bonus cash does not apply toward account upgrades.
  • This offer may not be combined with any other bonus offer.
  • Offer is subject to credit approval.

Why U.S. Bank?

U.S. Bank is the consumer banking division of U.S. Bancorp, which is the fifth-largest banking institution in the United States.

The bank traces its history back to 1863 when it was first opened as the First National Bank of Cincinnati. Following a series of mergers and acquisitions in the early 2000s, U.S. Bank officially established its headquarters in Minneapolis, Minnesota, and now operates over 3,000 physical branches across the Midwest and Western U.S.

Cash+® Visa Signature® Card

The U.S. Bank Altitude® Go Visa Signature® Card is a cash back credit card that allows you to customize your earnings. Each quarter, you'll choose two categories to earn 5% cash back. You'll also earn 2% at gas stations, grocery stores and restaurants, and 1% everywhere else.

The card has no annual fee, but there are a few caveats to keep in mind.

First, your cash rewards expire 36 months after you earn them, so remember to redeem them for statement credits or a withdrawal to your U.S. Bank savings or checking account.

Second, the 5% categories need to be opted into each quarter (unlike other cards which will carry your selections forward), and you're limited to $2,000 in purchases. After that cap has been met – or if you forget to enroll – additional purchases will earn 1%. Fortunately, there are no limits on the 2% and 1% earnings.

Fees

Cash+® Visa Signature® Card does not charge an annual fee.