Available nationwide, U.S. Bank is offering a $200 welcome bonus when you open a new Basic Business Savings account and complete qualifying activities. These include meeting new money deposit requirements and maintaining a minimum balance to earn the bonus. What's even more? You can stack this offer with their business checking account bonus to earn a total of up to $1,400.
How To Earn The Bonus
The U.S. Bank Basic Business Savings account promotion requires you to deposit and maintain a minimum balance in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- The interest rates and APYs for the U.S. Bank Basic Business Savings account are variable, determined at the bank’s discretion, and can change at any time.
- New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate.
- For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day.
- Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus.
- Promo code Q4SAV25 MUST be used when opening a U.S. Bank Basic Business Savings account. Limit of one bonus per business. A $100 minimum deposit is required to open the referenced account.
- U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.
Open a Basic Business Savings account before the bonus expires on January 14, 2026
How does this business savings offer from U.S. Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Chase
Chase Business Complete Checking®
- Bonus
- up to $500
- Account Type
- Business Checking
- Expires In
- 64 days
- Requires
- Min Balance
- Card Spend (optional)
Why U.S. Bank?
U.S. Bank is the consumer banking division of U.S. Bancorp, which is the fifth-largest banking institution in the United States.
The bank traces its history back to 1863 when it was first opened as the First National Bank of Cincinnati. Following a series of mergers and acquisitions in the early 2000s, U.S. Bank officially established its headquarters in Minneapolis, Minnesota, and now operates more than 2,200 physical branches across the Midwest and Western U.S.
U.S. Bank offers a wide range of both personal and small business accounts, and they often offer new customers generous promotions in exchange for opening a new U.S. Bank account.
Learn more in our U.S. Bank review
Basic Business Savings account
Move funds online, deposit checks from a mobile phone and automate transfers between your accounts for greater convenience.
Customize account access and permissions for employees and other trusted individuals with from U.S. Bank.
Consolidate your business checking and savings account statements into one simplified report. Set up account alerts so that you can be notified of any suspicious activity.
Fees
Basic Business Savings account does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Maintain a $500 daily balance
Apply now for a Basic Business Savings account to earn the $200 bonus offer
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