U.S. Bank is offering up to a $800 welcome bonus when you open and fund a new, eligible business checking account. This is a tiered bonus where you can earn more if you're able to deposit more. To earn the full $800 just deposit $25,000 in new money and maintain that balance for at least 60 days. This offer has increased since the last time it was offered to reward businesses with higher balances, so now might be a great time to jump on it if you've been considering U.S. Bank for your business banking needs.
How To Earn The Bonus
The U.S. Bank Business Checking promotion requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the up to $800 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Limit of one Business Checking bonus per business.
- Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank business checking account or had a U.S. Bank business checking account in the last 24 months.
- Account must be opened online and promo code Q3AFL23 must be used when opening the business checking account.
- Offer valid through January 8, 2024.
Open a Business Checking account before the bonus expires on January 8, 2024
How does this business checking offer from U.S. Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Chase
Chase Business Complete Checking®
- Bonus
- $300
- Account Type
- Business Checking
- Expires In
- 42 days
- Requires
- Min Balance
- Card Spend (optional)
Axos
Business Interest Checking
- Bonus
- up to $400
- Account Type
- Business Checking
- Expires In
- 24 days
- Requires
- Min Balance
- Bill Pay
- Card Spend
PNC
Business Checking Account
- Bonus
- $200
- Account Type
- Business Checking
- Expires In
- 24 days
- Requires
- Min Balance
- Card Spend
Recent Versions of This Offer
Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from U.S. Bank has changed over time:
| Promo Dates | Amount | Requirement Notes |
|---|---|---|
| Expired Apr 23, 2023 | $500 | Open a new U.S. Bank Business Checking Account, deposit $3,000 in new money and maintain that balance for 60 days, Enroll in the U.S. Bank Business Online Banking or the U.S. Bank Mobile App. |
| Expired Dec 21, 2022 | up to $500 | Open a new U.S. Bank Business Checking Account, deposit $1,500 in new money and maintain that balance for 60 days, plus make 10 qualifying transactions to earn $400. Additional $100 available for meeting merchant service requirements |
| Expired Jul 29, 2022 | $300 | Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account, deposit $3,000 in new money and maintain that balance for 60 days, plus make 5 qualifying transactions (debit card purchases, merchant deposits, ACH credits, etc) |
Why U.S. Bank?
U.S. Bank is the consumer banking division of U.S. Bancorp, which is the fifth-largest banking institution in the United States.
The bank traces its history back to 1863 when it was first opened as the First National Bank of Cincinnati. Following a series of mergers and acquisitions in the early 2000s, U.S. Bank officially established its headquarters in Minneapolis, Minnesota, and now operates more than 2,200 physical branches across the Midwest and Western U.S.
U.S. Bank offers a wide range of both personal and small business accounts, and they often offer new customers generous promotions in exchange for opening a new U.S. Bank account.
Learn more in our U.S. Bank review
Silver Checking Package
The Silver Checking Package from U.S. Bank is an entry-level no-monthly-fee option to starting a business banking relationship with U.S. Bank. It's designed for new or small businesses with basic banking account needs.
With it, you'll get 125 transactions each month ($0.50 per transaction beyond that) and 25 cash deposit units.
This is in addition to the features that come standard with all of their business checking accounts, including online and mobile banking, card payment processing, check fraud prevention tools, and an "EZ Switch Kit" to help with switching your existing accounts.
Fees
Silver Checking Package does not charge a monthly fee.
Gold Business Checking
The Gold Business Checking Account Package is U.S. Bank's middle-tier option for small business owners.
With it, you'll get 300 transactions each month ($0.45 per transaction beyond that) and 100 cash deposit units.
This is in addition to the features that come standard with all of their business checking accounts, including online and mobile banking, card payment processing, check fraud prevention tools, and an "EZ Switch Kit" to help with switching your existing accounts.
Fees
Gold Business Checking does charge a monthly fee of $20, but there are ways to get this waived:
- Have an average collected checking balance of $10,000.
- OR, have an average collected checking balance on interest-bearing option of $25,000.
Platinum Checking Package
The Platinum Checking Package from U.S. Bank is a higher tier solution designed for mature businesses with higher balances.
With it, you'll get 500 transactions each month ($0.40 per transaction beyond that) and 200 cash deposit units.
This is in addition to the features that come standard with all of their business checking accounts, including online and mobile banking, card payment processing, check fraud prevention tools, and an "EZ Switch Kit" to help with switching your existing accounts.
Fees
Platinum Checking Package does charge a monthly fee of $30, but there are ways to get this waived:
- Maintain an average collected checking balance of $25,000.
- OR, have combined average collected business deposits and outstanding business credit balances of $75,000
Apply now for a Business Checking account to earn the up to $800 bonus offer
Share Your Thoughts or Questions
There have been 8 comments about the U.S. Bank Business Checking up to $800 Bonus.
Jon Snow
3 weeks agoI got approved as a sole proprietorship. No documents were requested. Easy application.
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kat
3 weeks agoI'm happy with a different usbank offer right now. I'd use them again!
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Tamela Finney
3 weeks agoBankBonus.com has been a tremendous blessing for my husband and I. We’ve made over $17,000 this year alone with U.S. Bank being one of our biggest bonuses! Bank Bonuses are a great source of additional income for us especially since my husband retired last year after serving 35 years as a deputy sheriff. The income from the bonuses allow us to travel and explore parts of the world that we never thought we would see. I check this website at least 4-5 times a week searching for new bonuses where we meet the requirements. We are so thankful for this community, and the dedicated owners who keep this site up to date with all of the latest and greatest bank bonus information. Without this site, I don’t think my husband and I would have been so successful. Thank you!
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Jon Snow
3 weeks ago Replying to Tamela FinneyYes I agree. This website is awesome. I especially like the Offer Tool because it makes it really easy to find bank bonuses.
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Tamela Finney
3 weeks ago Replying to Jon SnowI've shared this site with several of my friends and colleagues at work. When I try to explain to people what bank bonuses are, they always seem skeptical. However, once I recommend they check out this site, they jump onboard! I've had about 7 friends and colleagues start bank bonuses based on this site alone.
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Doug
3 weeks agoPart of this offer requires the account holder to enroll in online business banking. This can be really confusing if you already have other US Bank products like a personal checking account or a credit card. An existing US Bank login means you'll be able to see your new Business Checking account on your dashboard. However, this DOES NOT mean you're enrolled in business banking. You actually need to create a 2nd username and password. I missed this requirement, and although I eventually got US Bank to pay, it was a hassle. Don't make the same mistake!
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