U.S. Bank Business Checking up to $750 Bonus

U.S. Bank is offering up to a $750 welcome bonus when you open and fund a new business checking account. This is a tiered bonus where you can earn more if you're able to deposit more. To earn the full $750 just deposit $15,000 in your new checking account and enroll in business online banking. This offer has increased since the last time it was offered to reward businesses with higher balances, so now might be a great time to jump on it if you've been considering U.S. Bank for your business banking needs.

How To Earn The Bonus

The U.S. Bank Business Checking promotion requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the up to $750 bonus.

Full requirements to receive this bonus are:

1. Open a new Silver, Gold or Platinum Business Checking Account from U.S. Bank (member FDIC) with the promo code Q2AFL23.
2. Deposit $5,000 in new money within 30 days of account opening and maintain that balance for 60 days of account account opening to earn $500 or at least $15,000 to earn $750.
3. Within 60 days of account opening, enroll in online banking.
4. Bonus will be deposited into your new U.S. Bank business checking account within 45 days of meeting all requirements.

Open a Business Checking account before the bonus expires on June 30, 2023

The fine print

• Limit of one Business Checking bonus per business.
• Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank business checking account or had a U.S. Bank business checking account in the last 24 months.
• Promo code Q2AFL23 MUST be used when opening the business checking account.

How does this business checking offer from U.S. Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Chase

Chase Business Complete Banking℠

Bonus

up to $500

Account Type

Business Checking

Expires In

63 days

Requires

• Min Balance
• Card Spend (optional)

Full Details

Axos

Business Interest Checking

Bonus

up to $100

Account Type

Business Checking

Expires In

29 days

Requires

• Min Balance

Full Details

PNC

Business Checking Account

Bonus

$200

Account Type

Business Checking

Expires In

29 days

Requires

• Min Balance
• Card Spend

Full Details

Recent Versions of This Offer

Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from U.S. Bank has changed over time:

• Expired April 23, 2023: Open a new U.S. Bank Business Checking Account, deposit $3,000 in new money and maintain that balance for 60 days, Enroll in the U.S. Bank Business Online Banking or the U.S. Bank Mobile App, earn $500.
• Expired December 21, 2022: Open a new U.S. Bank Business Checking Account, deposit $1,500 in new money and maintain that balance for 60 days, plus make 10 qualifying transactions to earn $400. Additional $100 available for meeting merchant service requirements
• Expired July 29, 2022: Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account, deposit $3,000 in new money and maintain that balance for 60 days, plus make 5 qualifying transactions (debit card purchases, merchant deposits, ACH credits, etc) to earn $300.

Why U.S. Bank?

U.S. Bank is the consumer banking division of U.S. Bancorp, which is the fifth-largest banking institution in the United States.

The bank traces its history back to 1863 when it was first opened as the First National Bank of Cincinnati. Following a series of mergers and acquisitions in the early 2000s, U.S. Bank officially established its headquarters in Minneapolis, Minnesota, and now operates more than 2,200 physical branches across the Midwest and Western U.S.

U.S. Bank offers a wide range of both personal and small business accounts, and they often offer new customers generous promotions in exchange for opening a new U.S. Bank account.

Learn more in our U.S. Bank review

Silver Checking Package

The Silver Checking Package from U.S. Bank is an entry-level no-monthly-fee option to starting a business banking relationship with U.S. Bank. It's designed for new or small businesses with basic banking account needs.

With it, you'll get 125 transactions each month ($0.50 per transaction beyond that) and 25 cash deposit units.

This is in addition to the features that come standard with all of their business checking accounts, including online and mobile banking, card payment processing, check fraud prevention tools, and an "EZ Switch Kit" to help with switching your existing accounts.

Fees

Silver Checking Package does not charge a monthly fee.

Gold Business Checking

The Gold Business Checking Account Package is U.S. Bank's middle-tier option for small business owners.

With it, you'll get 300 transactions each month ($0.45 per transaction beyond that) and 100 cash deposit units.

This is in addition to the features that come standard with all of their business checking accounts, including online and mobile banking, card payment processing, check fraud prevention tools, and an "EZ Switch Kit" to help with switching your existing accounts.

Fees

Gold Business Checking does charge a monthly fee of $20, but there are ways to get this waived:

• Have an average collected checking balance of $10,000.
• OR, have an average collected checking balance on interest-bearing option of $25,000.

Platinum Checking Package

The Platinum Checking Package from U.S. Bank is a higher tier solution designed for mature businesses with higher balances.

With it, you'll get 500 transactions each month ($0.40 per transaction beyond that) and 200 cash deposit units.

This is in addition to the features that come standard with all of their business checking accounts, including online and mobile banking, card payment processing, check fraud prevention tools, and an "EZ Switch Kit" to help with switching your existing accounts.

Fees

Platinum Checking Package does charge a monthly fee of $30, but there are ways to get this waived:

• Maintain an average collected checking balance of $25,000.
• OR, have combined average collected business deposits and outstanding business credit balances of $75,000

Apply now for a Business Checking account to earn the $750 bonus offer

U.S. Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Fortunately, U.S. Bank has a total of 2257 branches in the United States.

Get a better idea of how well U.S. Bank can serve you by checking out their branches closest to your area: