Upgrade is offering a $200 welcome bonus when you open a new Rewards Checking Plus account and make 3 debit card transactions.
To qualify for this promotion, you'll first need to sign up for any Upgrade Card (for example, the Triple Cash Card), which is a blend of a credit card / line of credit. Then, you'll need to open a free Rewards Checking Plus account. Finally, you'll need to make just 3 purchases using your new debit card.
What's more? If you choose The Triple Cash Rewards Visa card you'll earn 3% on purchases in Home, Auto, and Health categories and 1% on all other purchases. There are no annual fees, no late fees, and no foreign transaction fees.All in all, this is an easy bonus to earn.
Overall, it's rare to find a cash offer this high that does not require a direct deposit, minimum balance, or a monthly fee. Check it out!
How To Earn The Bonus
The Upgrade Rewards Checking Plus promotion requires you to make purchases using the account's card in order to earn the $200 bonus.
Full requirements to receive this bonus are:
- Apply for any Upgrade Card (including The Triple Cash Rewards Card which is linked below).
- Within 60 days, open and fund a new Rewards Checking Plus account.
- Within the same 60 days, make 3 purchases using your debit card.
- The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
Open a Rewards Checking Plus account before the bonus expires
The fine print
- If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer.
- Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus.
- To qualify, debit card transactions must have settled and exclude ATM transactions.
- Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information.??Welcome bonus offers cannot be combined, substituted, or applied retroactively.
How does this personal checking offer from Upgrade compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $1000
- Account Type
- Personal Checking
- Expires In
- 36 days
- Requires
- Direct Deposit
- Min Balance (optional)
Citi®
Citi Priority Relationship Tier
- Bonus
- up to $2000 w/activities
- Account Type
- Personal Checking
- Expires In
- 106 days
- Requires
- Min Balance
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 36 days
- Requires
- Direct Deposit
Why Upgrade?
Rewards Checking Plus
Rewards Checking Plus from Upgrade touts up to 2% cashback on "common everyday expenses" – think categories like: convenience stores, drugstores, restaurants and bars - including deliveries - and gas stations, as well as recurring payments on utilities and monthly subscriptions including phone, cable, TV and other streaming services. You'll earn unlimited 0.5% on everything else.
If you maintain an "active account" with a monthly direct deposit of $1000 or more you'll be eligible for additional benefits on Rewards Checking Plus such as additional cash back rewards (a total of 2% cashback on "everyday expenses", up to $500 each year, and unlimited 1% on everything else), ATM fee reimbursement, and more. Some limitations apply.
Fees
Rewards Checking Plus does not charge a monthly fee.
Apply now for a Rewards Checking Plus account to earn the $200 bonus offer