Upgrade Rewards Checking $200 Bonus

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Upgrade : Rewards Checking

$200

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Apply for an Upgrade Card using the link below.
  2. Open and fund a new Rewards Checking account.
  3. Within 60 days, make 3 purchases using your debit card or Upgrade Card.
  4. The bonus will post as a rewards credit to your Upgrade Card within 1-2 billing periods following the third debit transaction.

Available in Your Area?

Yes

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Unknown

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Apply Now

at Upgrade

Upgrade is offering a $200 welcome bonus when you get the Upgrade Card and then tack on a new Rewards Checking account.

To qualify for this promotion, you'll first need to sign up for their Upgrade Card, which is a blend of a credit card / line of credit. Then, you'll need to open a free Rewards Checking account. Finally, you'll need to make just 3 purchases using either your Upgrade Card or your new debit card.

All in all, this is an easy bonus to earn. It's possible it comes with a hard credit pull since you'll also be opening a line of credit, but we've seen correspondence from Upgrade that they only do a soft pull.

Overall, it's rare to find a cash offer this high that does not require a direct deposit, minimum balance, or a monthly fee. Check it out!

How To Earn The Bonus

The Upgrade Rewards Checking promotion requires you to make purchases using the account's card in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Apply for an Upgrade Card using the link below.
  2. Open and fund a new Rewards Checking account.
  3. Within 60 days, make 3 purchases using your debit card or Upgrade Card.
  4. The bonus will post as a rewards credit to your Upgrade Card within 1-2 billing periods following the third debit transaction.

The fine print

  • Your Upgrade Card must be in good standing to receive a bonus.

How does this checking offer from Upgrade compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Chase

Chase Total Checking®

Bonus
$200
Account Type
Personal Checking
Expires In
13 days
Requires
  • Direct Deposit

Albert

Albert Cash Account

Bonus
$150
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Direct Deposit
  • Card Spend

Citi

Citigold® Checking Account

Bonus
up to $2000
Account Type
Personal Checking
Expires In
95 days
Requires
  • Min Balance

Why Upgrade?

Rewards Checking

Rewards Checking from Upgrade touts 2% cashback on "common everyday expenses" – think categories like: convenience stores, drugstores, restaurants and bars - including deliveries - and gas stations, as well as recurring payments on utilities and monthly subscriptions including phone, cable, TV and other streaming services. You'll earn unlimited 1% on everything else. You can also earn atm fee reimbursement by meeting the average daily balance or direct deposit requirement.

Fees

Rewards Checking does not charge a monthly fee.