Expedition Credit Union Rewards Checking $200 Bonus

Expedition Credit Union logo

Expedition Credit Union : Rewards Checking

$200

3.7

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new Rewards Checking Account (either Cash Back Checking or High Yield Checking)
  2. Within 90 days, complete 2 or more direct deposits totaling $600
  3. Keep the account open for 6 months
  4. Bonus will be deposited into the Rewards Checking Account within 30 days after meeting the deposit requirement.

Available in Your Area?

Yes

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Unknown

Expedition Credit Union logo

Apply Now

at Expedition Credit Union

Available in Minnesota (or Nationwide via a donation to the Expedition Foundation), Expedition Credit Union is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. What's even more? If you opt for the Cash Back Checking account, you can earn up to $10 in cash back per month on debit card purchases.

How To Earn The Bonus

The Expedition Credit Union Rewards Checking promotion requires you to set up eligible direct deposits in order to earn the $200 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Offer not valid for those who have or had a checking account with Expedition Credit Union in the last twelve (12) months.
  • Direct deposits include deposits from payroll, pension payment, social security, or other government payments from an outside employer or outside agency (branch deposits, Shared Branch deposits, bank-to-bank transfers, mobile deposits, ATM deposits, or person-to-person transactions do not qualify)
  • Expedition reserves the right to terminate bonus payout if the qualifications are not met, the account is not in good standing, or if the account does not remain open for at least six (6) months.
  • Limit of one account per Member may be included in promotion

How does this personal checking offer from Expedition Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
45 days
Requires
  • Direct Deposit

BMO

Smart Advantage Checking Account

Bonus
$300
Account Type
Personal Checking
Expires In
78 days
Requires
  • Direct Deposit

Fifth Third Bank

Personal Checking

Bonus
$300
Account Type
Personal Checking
Expires In
44 days
Requires
  • Direct Deposit

Why Expedition Credit Union?

United Educators Credit Union changed their name in 2022 to Expedition Credit Union to help remove misconceptions that they are only open to educators and their families.

Cash Back Checking

Earns 2.00% Cash back on up to $500 in monthly debit card purchases when qualifications are met. To earn each monthly reward you must have at least 12 posted debit card purchases within the month and be enrolled in eDocuments.

Fees

Cash Back Checking does not charge a monthly maintenance fee.

High Yield Checking

Earns 3.04% APY on balances up to $20,000 when qualifications are met. Balances above that and non-qualified accounts receive 0.01% APY. To earn high interest you must have at least 12 posted debit card purchases within the month and be enrolled in eDocuments.

Fees

High Yield Checking does not charge a monthly maintenance fee.

How to Join Expedition Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Expedition Credit Union's membership requirements:

  • Live, work, worship, go to school or do business in the following Minnesota counties: Anoka, Dakota, Hennepin, Ramsey, Washington
  • Belong to select Education Associations and Groups: Education Minnesota members and Employees; Minnesota school staff members and administrators belonging to their state or national organization (including but not limited to: MSEA, MESPA, MASSP, MNSAA, MASA); National Education Association Minnesota field service employees, in the state of Minnesota; School District 283 of St. Louis Park
  • Everyone related to a current member by blood, adoption, or marriage
  • Employees of Educators Financial Services, Inc. and St. Louis Park City Employees.
  • Nationwide via members to the Expedition Foundation

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

Share Your Thoughts or Questions

There have been 4 comments about the Expedition Credit Union Rewards Checking $200 Bonus.

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Jesse

May 30

Hard Pull from Transunion and Equifax.

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Jamon

April 29

I applied online, but was rejected the next business day "Due to ChexSystems." I assume this means I've opened too many checking accounts for them.

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S

July 10 Replying to Jamon

What were your Chex counts at the time? Did they give you a specific number or timeframe that was considered too many?

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Dirk

April 6

I am not seeing the option to donate to the Expedition Foundation, and when I click on apply, it does not show up as a valid organization to qualify me as a member

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