TD Bank is offering a $100 welcome bonus to students that open a Complete Checking account and use their debit card. Their normal bonus for the Complete Checking account requires direct deposits, but TD knows that this may be tougher for young adults. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $300.
While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.
If you're eligible, and age 17 - 23, we definitely recommend claiming this easy bonus. Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
How To Earn The Bonus
The TD Bank Complete Checking [Student] promotion requires you to make purchases using the account's card in order to earn the $100 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time.
- Your Visa® Debit purchases need to be transactions made using your TD Visa® Debit Card to buy goods and services and are net of returns and other adjustments.
Open a Complete Checking [Student] account before the bonus expires
How does this personal checking offer from TD Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $350
- Account Type
- Personal Checking
- Expires In
- 86 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Upgrade
Rewards Checking Plus
- Bonus
- $200
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why TD Bank?
TD is the 8th largest bank in the U.S., with more than 1,100 physical locations – primarily in the Eastern states. TD Bank offers straightforward accounts, user-friendly online and mobile banking, and generous customer service hours (including extended branch hours). Their retail investing products under the TD Ameritrade brand are now part of Charles Schwab; however, they still offer wealth management, financial advising and an automated investing product.
On the downside, however, TD Bank's checking interest rates are low (though they have pretty competitive signature savings and CD rates). To remain competitive, they've recently changed/decreased many of their fees (some are easily waivable, like their monthly maintenance fees, while others offer a couple of reimbursements each year, like their $35 overdraft charge).
If you're located in one of the targeted states (mostly along the East Coast), we definitely recommend their welcome bonuses. The requirements are relatively easy for the cash given, and they regularly offer both checking and savings account promos that you can stack.
Learn more in our TD Bank review
Complete Checking
Fees
Complete Checking does charge a monthly maintenance fee of $15, but there are ways to get this waived:
- Have $500 or more in direct deposits within a statement cycle
- OR, Maintain a minimum daily balance of $500
- OR, Have a $5,000 minimum daily combined balance of all deposit accounts that you choose to link.
- OR, be a student or young adult age 17 through 23
Apply now for a Complete Checking [Student] account to earn the $100 bonus offer
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