Available nationwide, St. Mary's Bank Credit Union is offering a $300 welcome bonus when you open a new personal checking account and set up direct deposit. For this offer you'll need to couple the checking account with a companion savings account.
How To Earn The Bonus
The St. Mary's Bank Credit Union Personal Checking promotion requires you to set up eligible direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- A qualifying direct deposit is recurring income electronically deposited into your St. Mary’s Bank checking account by an employer or other organization. It may include salary, pension, government benefits, or other eligible regular income. Certain money transfers, such as person-to-person payments and payments made with apps such as Zelle®, PayPal, or Venmo, do not qualify as direct deposits. Transfers between your accounts at St. Mary’s Bank or other banks or brokerages also do not count as direct deposits.
- Account must be in good standing at time of bonus payout.
- Limit one bonus per primary account holder regardless of how many accounts opened during promotion period.
- If you have been a primary or secondary holder of a St. Mary’s Bank checking account on or after January 1, 2023, you are not eligible for this bonus.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from St. Mary's Bank Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 27 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 113 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why St. Mary's Bank Credit Union?
Beyond Checking
Beyond Checking is a basic checking account with no minimum requirements.Fees
Beyond Checking does not charge a monthly maintenance fee.
Beyond Interest
St. Mary's Bank Credit Union's Beyond Interest checking account lets you earn interest on account balances. There's no monthly fee as long as you maintain a monthly balance of $1,000 or more.Fees
Beyond Interest does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Maintain a monthly balance of $1,000 or more.
Beyond Rewards
St. Mary's Bank Credit Union's Beyond Rewards checking account is a premium checking account that offers a higher interest rate and more benefits. If you think you'll benefit from free Money Orders and Treasurer's Checks, this may be the account for you.Fees
Beyond Rewards does charge a monthly maintenance fee of $15, but there are ways to get this waived:
- Have $20,000 combined in deposits and loans.
Student Checking
St. Mary's Bank Credit Union's Student Checking account is open to students age 13 to 25 and comes with no minimum balance requirement. Minors will need to have a parent or guardian as a joint owner.Fees
Student Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $300 bonus offer
How to Join St. Mary's Bank Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of St. Mary's Bank Credit Union's membership requirements:
- Membership is open to anyone with the purchase of one share of capital stock for $5.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
Share Your Thoughts or Questions
There have been 3 comments about the St. Mary's Bank Credit Union Personal Checking $300 Bonus.
Dave
August 18, 2024Chex sensitive bank. They told me they wouldn't open my account online due to my chex systems report but that if I came to one of their branches in-person, that they would.
ReplyReply to Dave
Ray
August 18, 2024Unless you live in the New Hampshire/Boston area don't bother with this bonus, tried to apply and was denied and when I called to inquire I was told they don't accept applications from outside the region. Don't bother with the hassle unless you're in their area.
ReplyReply to Ray
Add to the discussion