Available to residents within their service area, Simmons Bank is offering up to a $450 welcome bonus when you open a new personal checking account and set up direct deposit. This is a tiered offer, the longer you complete direct deposits the more in bonuses you can earn.
Previously, the bonus was only $100 per month. This time they've upped the ante another $50 per month!
What's more? This bonus will stack with their Refer-A-Friend bonus.
How To Earn The Bonus
The Simmons Bank Personal Checking promotion requires you to set up eligible direct deposits in order to earn the up to $450 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Must be 18 or older
Open a Personal Checking account before the bonus expires on March 30, 2026
How does this personal checking offer from Simmons Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 52 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 76 days
- Requires
- Qualifying Direct Deposit
Chase
Chase Total Checking®
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 33 days
- Requires
- Direct Deposit
Why Simmons Bank?
Coin Checking
Coin Checking is best paired with a savings account to boost the APY you'll earn. You'll also get amenities like early paycheck deposit, access to an experian credit report tool and mobile app.Fees
Coin Checking does not charge a monthly maintenance fee.
Classic Checking
A basic checking account that includes check writing privileges, purchase round-up, mobile deposit, a debit card and mobile app.Fees
Classic Checking does charge a monthly maintenance fee of $6, but there are ways to get this waived:
- Maintain a $500 minimum daily balance
- OR, Maintain a $1,000 average daily balance.
Simply Checking
Simply Checking is a free checking account with all the amenities you want like early paycheck deposit, purchase roundup, debit card and a mobile app.Fees
Simply Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the up to $450 bonus offer
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