Available in limited areas of Pennsylvania, Service 1st Federal Credit Union is offering a $300 welcome bonus when you open a new personal checking account.
This is a two-part offer available to both existing and new members, assuming the existing member doesn't already have a personal checking account at Service 1st Federal Credit Union. You earn $150 for essentially opening the account, and then have the opportunity to earn an additional $150 by setting up a direct deposit. As far as bonuses go, this one is really straightforward considering how much it's paying.
What's more, you can stack this offer with their Refer-A-Friend promotion if you know an existing member.
How To Earn The Bonus
The Service 1st Federal Credit Union Free Checking promotion requires you to optionally, set up eligible direct deposits in order to earn the up to $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Members with existing checking account(s) do not qualify.
- Offer does not apply to business accounts or multiple checking accounts.
- Direct deposit is an automatic electronic deposit made to your account by someone else, such as an employer issuing payroll or a government agency paying benefits. It may not include deposits to your account that are made by an individual using online banking or an internet payment provider.
- This offer may not be combined with any other promotion, except for the Service 1st Refer-a-Friend promotion.
- The checking account must remain open for six months or the cash bonus ($150/$300) will be debited (subtracted) from the account balance at closing.
Open a Free Checking account before the bonus expires on December 31, 2025
How does this personal checking offer from Service 1st Federal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 12 days
- Requires
- Direct Deposit
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 82 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Service 1st Federal Credit Union?
Free Checking
Service 1st offers a single checking account. Don't expect a lot of bells and whistles, but it is on par with many free checking accounts and provides overdraft protection.Fees
Free Checking does not charge a monthly maintenance fee.
Apply now for a Free Checking account to earn the up to $300 bonus offer
How to Join Service 1st Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Service 1st Federal Credit Union's membership requirements:
- Have an immediate family member that is already a member of Service 1st.
- Work for one of their Select Employee Groups.
- Have an immediate family member who works for one of their Select Employee Groups.
- You or an immediate family member lives, works, worships, attends school in, or operates a business or other legal entity located in the following Pennsylvania counties: Carbon, Columbia, Luzerne, Lycoming, Montour, Northumberland, Sullivan, Union, Wyoming.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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