Seacoast Personal Checking $400 Bonus

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Seacoast Bank : Personal Checking

$400

4.1

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new Seacoast Classic, Senior Classic, Premium or Premium Elite Checking account using the promo code CON600.
  2. Deposit $50 at account opening.
  3. Within 90 days, receive a direct deposit of $1,000 or more.
  4. Bonus will be credited within 95 days of account opening.

Available in Your Area?

No

Monthly Fees?

Yes

Open Online?

No

Credit Pull?

Soft

Seacoast Bank logo

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at Seacoast

If you live in Florida, Seacoast Bank is offering a super easy welcome bonus for new Premium Checking customers. The account does come with a monthly fee, so be sure to check the requirements for waiving that, or factor the amount into your net calculations.

Also worth noting, this bonus comes with the exact same requirements as the checking bonus they've offered in the past, except that Seacoast Bank increased the offer by $50 this time around.

You can also earn another $200 on top of this bonus for opening a Seacoast Relationship Advantage Money Market account – $600 total!

How To Earn The Bonus

The Seacoast Personal Checking promotion requires you to set up eligible direct deposits in order to earn the $400 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Direct deposit needs to be an electronic deposit of your paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency.
  • All existing Seacoast Bank personal checking or savings customers, including those with accounts closed within the last twelve months, are not eligible for New Customer Bonus.
  • Valid for Florida residents only.
  • You must be 18 years or older.
  • All existing Seacoast Bank customers and Seacoast Bank associates are not eligible.
  • Limit one offer per new checking or savings household.

How does this personal checking offer from Seacoast compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

BMO

Personal Checking

Bonus
up to $350
Account Type
Personal Checking
Expires In
16 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
78 days
Requires
  • Direct Deposit

Fifth Third Bank

Personal Checking

Bonus
$400
Account Type
Personal Checking
Expires In
32 days
Requires
  • Direct Deposit

Why Seacoast Bank?

Premium Checking

Fees

Premium Checking does charge a monthly maintenance fee of $21, but there are ways to get this waived:

  • Maintain a minimum daily balance of $5,000.
  • OR, maintain a minimum average balance of $7,500.
  • OR, maintain a daily combined balance of $15,000 in savings, money market, CD or IRA.
  • OR, maintain a trust relationship with Seacoast Wealth Management.
  • OR, maintain a consumer or commercial loan or line of credit.
  • OR, maintain a Seacost residential mortgage.

Share Your Thoughts or Questions

There have been 2 comments about the Seacoast Personal Checking $400 Bonus.

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Jon Snow

November 14, 2023

When I click on the link to apply, its says the promotion is expired. Is there another link?

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Klaus Pohlmann

November 6, 2023

This might be the easiest $350 you’ll ever make. Direct deposit $500 within 90 days, and keep a $5k balance to avoid the $25 monthly maintenance fee. Easy to open .. but keep it open for at least 4 months if you don’t want to forfeit your bonus.

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