PNC is offering new cardholders the ability to earn an additional 50,000 bonus points when they open a new PNC Points® Visa® credit card. To earn the bonus, you'll need to make $750 worth of purchases within 3 statement cycles.
The card also comes with a 0% APR on purchases and balance transfers for the first 12 billing cycles, and has no annual fee.
How To Earn The Bonus
The PNC Points® Visa® Credit Card promotion requires you to make purchases using the account's card in order to earn 50,000 bonus points (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- The term "purchases" does not mean every transaction you make with your credit card. Some limited transactions, such as cash advances (which include the purchase of cash equivalent products) and balance transfers are excluded.
- Offer only available when applying through the links provided on the bonus page (linked above).
Learn more about the PNC Points® Visa® Credit Card bonus offer before it expires
How does this Personal Card from PNC compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Capital One
Capital One Venture X Rewards Credit Card
- Bonus
- 75,000 Miles
- Account Type
- Personal Card
- Annual Fee
- $395
Amex
American Express® Gold Card
- Bonus
- 60,000 Points
- Account Type
- Personal Card
- Annual Fee
- $325
Amex
Blue Cash Preferred® Card from American Express
- Bonus
- $250
- Account Type
- Personal Card
- Annual Fee
- $0 intro annual fee for the first year, then $95.
Why PNC Bank?
PNC Bank is the 7th largest in the U.S., with over 60,000 ATMs and approximately 2,400 physical branches across the country. This includes the former BBVA locations, which they acquired in 2021.
PNC offers "Spend, Reserve and Growth" virtual wallets. Spend is for day-to-day activity, Reserve is for short term planning, and Growth is a long term savings account. A single fee covers the trio of accounts and, like most linked accounts, it's easy to transfer money between the three (plus offers 2-layers of fee-free overdraft protection).
Ultimately, however, PNC isn't our top pick if you're shopping for a new bank. Typical of the big national brands, their interest rates are low in some markets. And while they offer online and mobile banking with all of the major features, their apps feel more dated than competitor products (and definitely more than the tech-based banks).
Learn more in our PNC Bank review
PNC Points® Visa® Credit Card
Pros
Cons
Learn more about the PNC Points® Visa® Credit Card bonus offer before it expires
Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.