This is an easy $300 bonus on a fee-free account that also happens to earn a pretty competitive rate on your balance (5.43% on the first $3k at the time of writing). This is THREE TIMES what the bonus previously has been, so now is a great time to jump on it!
The offer is technically a match of the amount you initially funded the account with, so to earn the full $300, you need to open the account with at least $300.
How To Earn The Bonus
The OUR Credit Union Premium Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Your bonus amount is equal to your opening deposit, up to $300. That means you must fund the account with at least $300 to earn the full bonus.
- This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
- Other restrictions may apply.
Open a Premium Checking account before the bonus expires on December 31, 2024
How does this personal checking offer from OUR Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 31 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 64 days
- Requires
- Direct Deposit
Fifth Third Bank
Personal Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 30 days
- Requires
- Direct Deposit
Why OUR Credit Union?
Premium Checking
Fees
Premium Checking does not charge a monthly maintenance fee.
Apply now for a Premium Checking account to earn the $300 bonus offer
How to Join OUR Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of OUR Credit Union's membership requirements:
- Anyone who lives, works, worships or attends school in Michigan is eligible to open an account.
- Any person who receives a retirement annuity, pension, social security or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's principal place of business is located, is eligible.
- Members and immediate families of the foregoing are eligible.
- Any legal entity that is comprised for the most part of the same general group as the membership of the credit union as outlined above is eligible.
- A spouse of a deceased member if accepted into membership prior to remarriage is eligible.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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