OUR Credit Union Premium Checking up to $100 Bonus

OUR Credit Union logo

OUR Credit Union : Premium Checking

up to $100

2.3

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new Premium Checking account using the link below and with $100 opening deposit.
  2. Enroll in eStatements.
  3. Within 60 days, complete direct deposits totaling $500 and complete at least 1 debit card transaction per month.
  4. Bonus will be credited to your account approximately 60 days from opening date.

Available in Your Area?

No

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Hard

OUR Credit Union logo

Apply Now

at OUR Credit Union

This is an easy $100 bonus on a fee-free account that also happens to earn a pretty competitive rate on your balance (5.43% on the first $3k at the time of writing).

The offer is technically a match of the amount you initially funded the account with, so to earn the full $100, you need to open the account with at least $100.

How To Earn The Bonus

The OUR Credit Union Premium Checking promotion requires you to set up eligible direct deposits in order to earn the up to $100 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Your bonus amount is equal to your opening deposit, up to $100. That means you must fund the account with at least $100 to earn the full bonus.
  • This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
  • Other restrictions may apply.

How does this personal checking offer from OUR Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
57 days
Requires
  • Direct Deposit

BMO

Smart Advantage Checking Account

Bonus
$300
Account Type
Personal Checking
Expires In
90 days
Requires
  • Direct Deposit

Fifth Third Bank

Personal Checking

Bonus
$400
Account Type
Personal Checking
Expires In
11 days
Requires
  • Direct Deposit

Why OUR Credit Union?

Premium Checking

Fees

Premium Checking does not charge a monthly maintenance fee.

How to Join OUR Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of OUR Credit Union's membership requirements:

  • Anyone who lives, works, worships or attends school in Michigan is eligible to open an account.
  • Any person who receives a retirement annuity, pension, social security or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's principal place of business is located, is eligible.
  • Members and immediate families of the foregoing are eligible.
  • Any legal entity that is comprised for the most part of the same general group as the membership of the credit union as outlined above is eligible.
  • A spouse of a deceased member if accepted into membership prior to remarriage is eligible.

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

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