M&T is offering $350 if you open their MyChoice Premium checking account and connect your direct deposit. Don't have a direct deposit? M&T has other bonuses that just require minimum balances.
How To Earn The Bonus
The M&T MyChoice Premium promotion requires you to deposit and maintain a minimum balance, and optionally, set up eligible direct deposits in order to earn the up to $350 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Checking account must still be open when they attempt to credit the Premium Bonus.
- Only one Premium Bonus will be awarded per customer regardless of the number of accounts opened.
- The Premium Bonus is not available to employees of M&T Bank or any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period.
- The primary signer on the new MyChoice Premium Checking account may not be, or have been, a primary or secondary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- The Premium Bonus is not available in all regions.
Open a MyChoice Premium account before the bonus expires on January 31, 2025
How does this personal checking offer from M&T compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 47 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why M&T Bank?
M&T Bank is headquartered in New York, and offers about what you'd expect from a regional bank: convenient, straightforward banking if you're nearby (with the bonus of having a bank that invests in your local community!), but otherwise low yields and average tech compared to the online-focused brands.
M&T offers products that cover personal, business and commercial customers, and include not only checking and savings accounts, but also investment accounts, web trading, insurance, home, auto, student and personal loans, and credit cards.
MyChoice Premium
Fees
MyChoice Premium does charge a monthly maintenance fee of $24.95, but there are ways to get this waived:
- Maintain an average daily balance of at least $7,500
- OR, maintain a combined balance of $25,000 across all M&T accounts.
Apply now for a MyChoice Premium account to earn the up to $350 bonus offer
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