MidFlorida Credit Union Personal Checking Account up to $400 Bonus

MidFlorida Credit Union logo

MidFlorida Credit Union : Personal Checking Account

up to $400

3.7

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Open a new personal checking account using the link below.
  2. Within 75 days, receive $4,000 in direct deposits and complete 40 debit card purchases, earn $400; receive $2,000 in direct deposits and complete 20 debit card purchases, earn $200.
  3. Enroll in online banking and eStatement to receive paperless statements.
  4. Within one calendar month, make 5 debit card purchases.
  5. Bonus will be deposited into your new account once requirements are met.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Soft

MidFlorida Credit Union logo

Apply Now

at MidFlorida Credit Union

MidFlorida Credit Union is offering new members up to $400 for opening a personal checking account and connect your direct deposit. You'll also need to use your debit card quite a bit.

How To Earn The Bonus

The MidFlorida Credit Union Personal Checking Account promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the up to $400 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Direct deposit must be an automated clearing house (ACH) credit of your paycheck, pension or government benefits from your employer or the government; tax refunds, cash transfer app deposits and transfers from another MIDFLORIDA account do not qualify
  • Past checking account holders and previous recipients of checking account incentives are ineligible.
  • Account must remain open and unrestricted at least 90 days to qualify for the incentive

How does this personal checking offer from MidFlorida Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
13 days
Requires
  • Direct Deposit

PNC

Virtual Wallet® with Performance Select

Bonus
$400
Account Type
Personal Checking
Expires In
37 days
Requires
  • Qualifying Direct Deposit

Bank of America

Advantage Banking Account

Bonus
up to $500
Account Type
Personal Checking
Expires In
40 days
Requires
  • Direct Deposit

Why MidFlorida Credit Union?

Debit Card Banking

Fees

Debit Card Banking does not charge a monthly maintenance fee.

Free Checking

Fees

Free Checking does not charge a monthly maintenance fee.

Freedom Banking

Fees

Freedom Banking does charge a monthly maintenance fee of $4, but there are ways to get this waived:

  • Complete 20 debit card purchase transactions each month.

Investor Checking

Fees

Investor Checking does charge a monthly maintenance fee of $6, but there are ways to get this waived:

  • Maintain a $1,000 daily balance.

Relationship Checking

Fees

Relationship Checking does charge a monthly maintenance fee of $12, but there are ways to get this waived:

  • Maintain a daily balance of $1,500.
  • OR, maintain a combined balance of $10,000 or more in deposits or loans.
  • OR, be over the age of 65.

Share Your Thoughts or Questions

There have been 1 comment about the MidFlorida Credit Union Personal Checking Account up to $400 Bonus.

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Klaus Pohlmann

November 6, 2023

Mid Florida’s $200 bonus is pretty dang easy to get. Just direct deposit $500 within 45 days! That’s it! No minimum balance; no monthly fees. This just feels like free money.

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