Available in Arizona, MidFirst Bank is offering a $350 welcome bonus when you open a new checking account. This is the highest MidFirst Bank checking offers we've seen, and you're able to open the account online. This time around though they are only allowing qualifying direct deposits for the bonus and they've doubled the amount required.
MidFirst also has branches in Oklahoma; so if you live there, you'll be eligible to apply for the $300 bonus from MidFirst instead.
How To Earn The Bonus
The MidFirst Bank Personal Checking [AZ Only] promotion requires you to set up eligible direct deposits in order to earn the $350 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Accounts opened online require $100 minimum deposit to open; no minimum deposit to open in a banking center.
- Offer available in Arizona banking centers only, and is not available to those whose accounts have been closed within one year or closed with a negative balance.
- Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.
- Go! Checking, Sun Devil® Checking, and Sun Devil® Solution Checking, Sooner® Checking, Sooner® Solution Checking, Broncho Checking, and Broncho Solution Checking accounts are not eligible.
- Existing MidFirst Bank checking customers are not eligible.
- Electronic deposits made from one consumer account to another, such as Zelle®, PayPal®, Venmo® or small-dollar verification transactions, do not qualify.
Open a Personal Checking [AZ Only] account before the bonus expires on December 31, 2024
How does this personal checking offer from MidFirst Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 47 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why MidFirst Bank?
LiveFree Checking
LiveFree Checking is a free checking account from MidFirst Bank. It covers the basics, has no monthly fee if you sign up for eStatements (there's a $4 charge for paper statements), and has a low $100 opening deposit.
With MidFirst Bank, you'll have access to a solid mobile app that includes mobile deposit, the ability to add your debit card to your Mobile Wallet, digital receipt tracking, debit card on and off functionality, transaction alerts, and "cardless cash" allowing you to use your phone to withdraw cash at an ATM.
Fees
LiveFree Checking does not charge a monthly maintenance fee.
eChecking
eChecking is very similar to the LiveFree Checking account from MidFirst Bank, except that it adds the ability to earn interest on your deposits.
Keep in mind that the interest isn't guaranteed. Instead, you'll need to make 15 debit card transactions and make one direct deposit or one bill payment each month to qualify.
The account has a monthly fee that's pretty easy to waive, and the same $100 opening deposit as the other MidFirst checking accounts.
Fees
eChecking does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Maintain a $500 average daily balance.
- OR, make $250 in monthly recurring direct deposit.
M Account
The M Account is a traditional personal checking account from MidFirst. Unlike their LiveFree and eChecking accounts, the M Accounts come with traditional features like free money orders and official checks, free incoming wires, and safe deposit box discounts.
You'll also have access to the modern features you'd expect: online and mobile banking, bill pay, Zelle payments.
Like all of the personal checking accounts from MidFirst Bank, the M Account has a $100 minimum opening deposit.
Fees
M Account does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Maintain a $1,000 minimum average daily balance.
- OR, make $250 or more in monthly recurring direct deposits.
- OR, have $50,000 in combined deposits
M+ Account
The M+ Account is MidFirst's premium personal checking account. It's identical to the M Account except that you'll earn interest on your balance. In turn, the monthly fee and the requirements to get it waived are higher.
Fees
M+ Account does charge a monthly maintenance fee of $15, but there are ways to get this waived:
- Maintain a $2,500 minimum average daily balance.
- OR, have $50,000 in combined deposits
Apply now for a Personal Checking [AZ Only] account to earn the $350 bonus offer
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