If you live in Massachusetts, Middlesex Savings Bank is offering a pretty solid $200 sign-up bonus for opening any one of their Freedom checking accounts – including their free Freedom Blue® account.
The promo doesn't require direct deposit. Instead, you just need to make 8 debit card purchases within the first 2 months. This is a solid offer given the easy requirements!
How To Earn The Bonus
The Middlesex Savings Bank Freedom Checking promotion requires you to make purchases using the account's card in order to earn the $200 bonus.
Full requirements to receive this bonus are:
- Open any one of the Freedom Checking accounts using the promo code CASH200.
- Within 60 days, make 8 debit card purchases.
- Bonus will come as a mailed $200 check within 90 days of account opening.
Open a Freedom Checking account before the bonus expires on December 31, 2022
The fine print
- To be eligible, the individual must not have held a personal checking account at Middlesex Savings Bank within the 90 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others.
- Must mention or enter offer and promo code listed at time of account opening.
- Debit card transactions must post and clear within the 60-day timeframe to be counted.
- Middlesex Savings Bank reserves the right to revoke this offer at any time.
- Limit one offer per checking account.
- Limit one offer per person.
- Cannot be combined with any other offers.
How does this checking offer from Middlesex Savings Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Why Middlesex Savings Bank?
Freedom Blue® Checking
Freedom Blue® is the entry-level checking account from Middlesex Savings Bank. It has no monthly fee and no ongoing balance requirements.
You'll have access to all of the convenient digital features you'd expect via the mobile app and online banking, and Middlesex Savings will give you a free set of checks at account opening.
Keep in mind that there is no overdraft protection available and that ATM surcharge rebates are limited to 5 per month, and only if you receive direct deposit (unless you're under the age of 26, in which case the direct deposit requirement is waived).
Fees
Freedom Blue® Checking does not charge a monthly fee.
Freedom Gold® Checking
Freedom Gold® Checking is the middle-tier option from Middlesex Savings. With it, you'll have access to the Freedom Gold Money Fund, a savings account with a slightly higher rate than their standard Money Fund accounts.
Compared to the basic Freedom Blue® account, you'll gain access to overdraft protection, unlimited ATM fee reimbursements (assuming the $10k balance requirement is met), and discounted custom checks.
Fees
Freedom Gold® Checking does charge a monthly fee of $19, but there are ways to get this waived:
- Maintain an average monthly balance of $10,000 in any combination of savings, checking, CDs, or outstanding Middlesex loan balances.
Freedom Platinum® Checking
Freedom Platinum® Checking is the premium checking account from Middlesex Savings Bank. The primary benefits compared to Freedom Gold are higher rates on CDs, exclusive access to their highest earning Freedom Platinum Money Fund, and some fee waivers for other banking products and services.
As with all of their personal checking accounts, Freedom Platinum® comes with online, mobile, or text message banking, and convenient features like bill pay and mobile check deposit.
Fees
Freedom Platinum® Checking does charge a monthly fee of $29, but there are ways to get this waived:
- Maintain an average monthly balance of $50,000 in any combination of savings, checking, CDs, or outstanding Middlesex loan balances.
Open a Freedom Checking account now to earn the $200 bonus
Middlesex Savings Bank Locations
You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.
Middlesex Savings Bank has a total of 34 branches in the United States.
Get a better idea of how well Middlesex Savings Bank can serve you by checking out their branches closest to your area:
6 Main St
Natick, MA 01760
10 Main Street
Hopkinton, MA 01748
81 Main Street
Medway, MA 02053
899 Edgell Road
Framingham, MA 01701
279 Main Street
Acton, MA 01720
1208 Main Street
West Concord, MA 01742
160 Littleton Road
Westford, MA 01886
64 Main Street
Concord, MA 01742
36 Summer Street
Natick, MA 01760
150 Commonwealth Road
Cochituate, MA 01778
36a Milliston Road
Millis, MA 02054
454 Boston Post Road
Sudbury, MA 01776