Available in Kansas and Missouri, Mainstreet Credit Union is offering a hefty $300 welcome bonus when you open a new checking account and set up direct deposit. We don't see this offer come around too often (last time it was only $150!), so may be best to jump on it now.
How To Earn The Bonus
The Mainstreet Credit Union Personal Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Valid for new Members and current Members without an established checking account. Requires new checking relationship with the Credit Union (those with existing checking accounts do not qualify).
- Employees, Board of Directors, and volunteers of Mainstreet CU are not eligible.
Open a Personal Checking account before the bonus expires on June 30, 2025
How does this personal checking offer from Mainstreet Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 53 days
- Requires
- Direct Deposit
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 123 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Mainstreet Credit Union?
Free Plus Checking
Fees
Free Plus Checking does not charge a monthly maintenance fee.
Prime Checking
Fees
Prime Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Maintain a monthly balance for $500.
Classic Club Checking
Mainstreet Credit Union's Classic Club Checking is intended for members age 55 and older. It is an interest-earning account and comes with a host of benefits (1 box of free checks each year, free cashier checks, discounts on safe deposit boxes, etc), but doesn't require no minimum balance or come with a monthly fee.Fees
Classic Club Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $300 bonus offer
How to Join Mainstreet Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Mainstreet Credit Union's membership requirements:
- Live or work in the following Kansas counties: Douglas, Franklin, Johnson, Leavenworth, Linn, Miami, and Wyandotte
- Live or work in the following Missouri counties: Bates, Caldwell, Cass, Clay, Clinton, Jackson, Lafayette, Platte and Ray
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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