KeyBank Key Smart Checking® $300 Bonus

KeyBank logo

KeyBank : Key Smart Checking®

$300

4.2

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a no-monthly-maintenance-fee Key Smart Checking® account online with at least $10 by May 16, 2025.
  2. Within 60 days, make 1 single eligible direct deposit of at least $1,000.
  3. Bonus will be credited to your account within 60 days of meeting requirements.
  4. Account must not be closed at the time of gift payment.

Available in Your Area?

No

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

No

KeyBank logo

Apply Now

at KeyBank

KeyBank is back with their personal checking bonus and is offering $300 to new Key Smart Checking® account customers after qualifying activities.

You'll need to make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.

While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!

How To Earn The Bonus

The KeyBank Key Smart Checking® promotion requires you to set up eligible direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

Please refer to the institution's website for any terms and conditions that may apply.

How does this personal checking offer from KeyBank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
14 days
Requires
  • Direct Deposit

BMO

Smart Advantage Checking Account

Bonus
$300
Account Type
Personal Checking
Expires In
47 days
Requires
  • Direct Deposit

Discover

Discover® Cashback Checking

Bonus
up to $360
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

Why KeyBank?

KeyBank has more than 1,000 physical branches across 15 states. They offer no-frill deposit and loan products, and are best known for their emphasis on investing in diversity and local, under-served communities. They're an 11x Civic 50 award winner, along with a long list of diversity-focused awards: Best Places to Work for LGBTQ, Leading Disability Employer, Bloomberg's Gender-Equality Index, Military-Friendly Employer, and more.

While you can feel good about banking with a value-focused company, their rates aren't particularly impressive. But they do offer 24/7 customer support, a good digital experience, and the ability to earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits.

Key Smart Checking®

Key Smart Checking® is a no monthly maintenance fee checking account for your everyday needs. You'll also have access to 40,000+ KeyBank and Allpoint® ATMs and be able to enroll in automatic overdraft protection transfers from a linked KeyBank savings or credit account.

Fees

Key Smart Checking® does not charge a monthly maintenance fee.

Share Your Thoughts or Questions

There have been 7 comments about the KeyBank Key Smart Checking® $300 Bonus.

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Jake

November 16, 2023

This bonus was easy to get. It was very easy for me to get 1 direct deposit of the small amount of $500 or more. I received the $200 within 10 days.

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David Hoevener

April 2 Replying to Jake

What did you use as a source for the $500 direct deposit? I ask because I am self-employed.

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Dane King

November 16, 2023

I did this offer it was one of the easiest bank bonus offers. Colorado only and they do pull Chex.

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BOB

February 13 Replying to Dane King

Can you please tell me what CHEX is? Is that the Bank's Soft Pull?

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Matt Bundrick Author

5 days ago Replying to BOB

Here's a helpful article that explains what ChexSystems is: https://bankbonus.com/basics/chexsystems/

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mjonis

November 14, 2023

I didn't see (perhaps I missed it) the requirements for how long a previous account had to be before you can be considered a "new" account. (ie: This offer not available if you have or have had an account in the past 180 days, etc.)

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BOB

September 8 Replying to mjonis

Their website says - Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months.

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