Independent Bank ONE Account $50 Referral Bonus

Independent Bank logo

Independent Bank : ONE Account

$50

2.2

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Refer a friend to open a new Independent Bank personal checking account using your referral link.
  2. Ensure your friend completes the following activities within 60 calendar days of account opening: 10 debit card purchases OR makes at least $100 in direct deposits.
  3. Bonus gift card will arrive within 4-6 weeks after completion of all requirements.

Available in Your Area?

No

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Soft

Independent Bank, with a footprint in Michigan, is offering a $50 referral bonus for both you and your friend. All they need to do is open a new personal checking account and either use their debit card or make a small direct deposit. Once complete, you'll both receive the bonus in the form of a gift card.

How To Earn The Bonus

The Independent Bank ONE Account promotion requires you to use a referral link, and optionally, set up direct deposits and make purchases using the account's card in order to earn the $50 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Independent Bank employees are ineligible to participate in this offer.

How does this personal checking offer from Independent Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
35 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
219 days
Requires
  • Direct Deposit

U.S. Bank

U.S. Bank Smartly® Checking

Bonus
up to $700
Account Type
Personal Checking
Expires In
31 days
Requires
  • Direct Deposit
  • Min Balance (optional)

Why Independent Bank?

ONE Account

The ONE Account from Independent Bank is a cash back checking account, giving you up to 3% for purchases made using your debit card. The rate you earn depends on the number of transactions you make each month. You'll need at least 46 to earn the full rate, but it's tiered so that you earn something for all your swipes along the way.

Independent Bank requires a $10 deposit to open the account, but no ongoing balance requirement beyond that. Also, keep in mind that in addition to the $2 monthly maintenance fee, there is a $2/month fee if you opt for paper statements instead of eStatements.

Fees

ONE Account does charge a monthly maintenance fee of $2, but there are ways to get this waived:

  • Receive recurring direct deposits of $50 or more.
  • OR, make 10 debit card transactions each month.
  • OR, show a current and valid student ID.

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