Independent Bank, with a footprint in Michigan, is offering a $50 referral bonus for both you and your friend. All they need to do is open a new personal checking account and either use their debit card or make a small direct deposit. Once complete, you'll both receive the bonus in the form of a gift card.
How To Earn The Bonus
The Independent Bank ONE Account promotion requires you to use a referral link, and optionally, set up eligible direct deposits and make purchases using the account's card in order to earn the $50 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Independent Bank employees are ineligible to participate in this offer.
Open an ONE Account before the bonus expires
How does this personal checking offer from Independent Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 40 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 126 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Independent Bank?
ONE Account
The ONE Account from Independent Bank is a cash back checking account, giving you up to 3% for purchases made using your debit card. The rate you earn depends on the number of transactions you make each month. You'll need at least 46 to earn the full rate, but it's tiered so that you earn something for all your swipes along the way.
Independent Bank requires a $10 deposit to open the account, but no ongoing balance requirement beyond that. Also, keep in mind that in addition to the $2 monthly maintenance fee, there is a $2/month fee if you opt for paper statements instead of eStatements.
Fees
ONE Account does charge a monthly maintenance fee of $2, but there are ways to get this waived:
- Receive recurring direct deposits of $50 or more.
- OR, make 10 debit card transactions each month.
- OR, show a current and valid student ID.
Apply now for an ONE Account to earn the $50 bonus offer
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