Independent Bank ONE Account up to $200 Bonus

Independent Bank logo

Independent Bank : ONE Account

up to $200

2.5

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Become a new customer at Independent Bank and open a new ONE account online or in-branch.
  2. Within 90 calendar days of account opening, setup and receive at least 4 recurring direct deposits, earn $100.
  3. During the same 90 days, use your debit card at least 15 times each month, earn $100.
  4. Bonus is paid out within 60 calendar days of qualification.

Available in Your Area?

No

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Soft

Independent Bank logo

Apply Now

at Independent Bank

Independent Bank is offering up to $200 to customers who open a new ONE Account and connect their direct deposits. This is back to being a tiered bonus, allowing you to earn by optionally completing multiple actions

Tip: Independent Bank also offers $50 for every friend you refer to the bank, up to $500. So you can potentially earn $600!

How To Earn The Bonus

The Independent Bank ONE Account promotion requires you to optionally, set up direct deposits and deposit and maintain a minimum balance in order to earn the up to $200 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

Please refer to the institution's website for any terms and conditions that may apply.

How does this personal checking offer from Independent Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
59 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
243 days
Requires
  • Direct Deposit

U.S. Bank

U.S. Bank Smartly® Checking

Bonus
up to $700
Account Type
Personal Checking
Expires In
55 days
Requires
  • Direct Deposit
  • Min Balance (optional)

Why Independent Bank?

ONE Account

The ONE Account from Independent Bank is a cash back checking account, giving you up to 3% for purchases made using your debit card. The rate you earn depends on the number of transactions you make each month. You'll need at least 46 to earn the full rate, but it's tiered so that you earn something for all your swipes along the way.

Independent Bank requires a $10 deposit to open the account, but no ongoing balance requirement beyond that. Also, keep in mind that in addition to the $2 monthly maintenance fee, there is a $2/month fee if you opt for paper statements instead of eStatements.

Fees

ONE Account does charge a monthly maintenance fee of $2, but there are ways to get this waived:

  • Receive recurring direct deposits of $50 or more.
  • OR, make 10 debit card transactions each month.
  • OR, show a current and valid student ID.

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