Independent Bank is offering up to $200 to customers who open a new ONE Account and connect their direct deposits. This is back to being a tiered bonus, allowing you to earn by optionally completing multiple actions
Tip: Independent Bank also offers $50 for every friend you refer to the bank, up to $500. So you can potentially earn $600!
How To Earn The Bonus
The Independent Bank ONE Account promotion requires you to optionally, set up eligible direct deposits and deposit and maintain a minimum balance in order to earn the up to $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
Please refer to the institution's website for any terms and conditions that may apply.
Open an ONE Account before the bonus expires on December 31, 2024
How does this personal checking offer from Independent Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 57 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 90 days
- Requires
- Direct Deposit
Fifth Third Bank
Personal Checking
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 11 days
- Requires
- Direct Deposit
Why Independent Bank?
ONE Account
The ONE Account from Independent Bank is a cash back checking account, giving you up to 3% for purchases made using your debit card. The rate you earn depends on the number of transactions you make each month. You'll need at least 46 to earn the full rate, but it's tiered so that you earn something for all your swipes along the way.
Independent Bank requires a $10 deposit to open the account, but no ongoing balance requirement beyond that. Also, keep in mind that in addition to the $2 monthly maintenance fee, there is a $2/month fee if you opt for paper statements instead of eStatements.
Fees
ONE Account does charge a monthly maintenance fee of $2, but there are ways to get this waived:
- Receive recurring direct deposits of $50 or more.
- OR, make 10 debit card transactions each month.
- OR, show a current and valid student ID.
Apply now for an ONE Account to earn the up to $200 bonus offer
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